Right there, that’s not true.
First off, without a Visa/MC/Discover/Amex logo it wouldn’t be accepeted everywhere credit cards are taken. But that’s not what it said, I just wanted to mention it.
Okay, when a store wants to accept gift cards, they have to do one of two things. Either they call their credit card processor and find out what gift card companies they work with and then call them OR they go out on the internet, look for gift card companies, then call their credit card processor and ask if they accept that company.
So based on that, we know that any specific gift card will only work at certain retail locations that accept the company that made the card.
Second. If you come into my store, and buy a gift card. Here’s what happens. I swipe the card, tell the machine that your putting 30 dollars on it. You hand me the money and that’s it. The CC company does not take the money, I (the business) keep the money, it doens’t work like a CC. In the case of a gift card, the credit card procesing comany simply acts as a record keeper letting you and I know how much is on the card at any given time.
So let’s say you walk into my store with that card. Let’s say I swipe it. There’s a good chance it won’t work, and that’s the end of that. I’m a bit fuzzy on the check balance, there’s a possibility that if my credit card processor works with that brand of card I may be able to check the balance, but I don’t remember off hand. Either way I won’t be able to do anything to the balance beuause it wasn’t issued at my store. To go even one step further, let’s say, just for kicks, I could run the card at my store. Like I said, it only acts as a record keeper. If I run the card for 20 dollars, the money won’t be deposited into my bank account like it would with a credit card.
So, no, that gift card will not work at any location that accepts gift cards. Plain and simple.
PS If it had a Visa/MC/Discover or Amex logo on it, this would a be an entirely different scenario. And what was the expiration date on that? Did it say 29/07??