The people who posted the following to what I considered serious discourse.
Why Not: "Yeah, I bet you only have TWO vacation homes. Slacker. "
Qadgop: “I miss out on so much”
And, really Miller? You felt the need to use that kind of abusive language in response to me? I don’t think that is called for.
They were teasing each other, not making fun of you. And I think Miller was just being a pottymouth, not being abusive. I swear all the fucking time, and I wouldn’t call that particular use abusive. (Side note: Ability to pay for medical care is technically a side discussion of the OP’s original topic, so frankly, lots of hijacks should be expected.)
And, further, thanks to the folks in D.C. who put this wonderful deal together (with lots of influential monies from insurance, pharmaceutical companies and hospitals-we have the best new health laws that MONEY CAN BUY!!) I can expect to receive in the mail, any day now, my current health insurance policy cancellation notice.
Guess why? Because my policy doesn’t cover maternity. Because, I am 48 years old, and not fertile and I don’t need such coverage. I can barely afford the policy that I did purchase to cover catastrophic care only. Because, ya know, if I actually wanted a decent policy that covered anything else, it would be double the monthly premium. Really. I got the quote.
Oh and guess what else? Once my policy is cancelled, I will have to shop around for God knows how long to try to find another individual policy that will now be EVEN MORE expensive.
The Affordable Care Act has just been wonderful. This is what is it like in the REAL WORLD folks in D.C. They haven’t a clue.
[quote=“Nobody_sMama, post:40, topic:674984”]
I was on similar low cost, high deductible plans for years. From a real world medical coverage point of view IMO they are almost all useless trash. Unless I had a catastrophic accident I would never come close to meeting the insane deductible standard and even then the benefits are limited. It would almost make more sense actuarially to go bare and save the cash for accidents.
Thank you, Ferret Herder. I agree with what you wrote with regard to my quoting the other posters. This is just such a sore sticking point with me that I guess I take offense much too easily.
Astro: “It would almost make more sense actuarially to go bare and save the cash for accidents.”
But now, that has been made illegal. Still, with the extremely high cost of a hospital stay, the average person would be stripped bare of their assets within a very short time.
American medicine has now been all but limited to the poor (Medicaid), the old (Medicare) and the very wealthy (whatever they want, up to and including vanity procedures that tie up medical professionals and facilities) while the rest go without. Unless you have nothing else to lose.
It looking at the current Obamacare options as single 55 year old man in generally good health the best option for me is quite possibly to simply pay the tiny penalty for the next few years until the penalty gets ramped up to painful levels. It might be your best option as well.
Another vote for getting tested first.
My wife doesn’t know if she has celiac disease. She stopped all gluten when she had her last episode, so when it got to the point where the specialists were trying every test in the book they explained that the lack of gluten in her system likely would make a celiac disease test inconclusive at best.
Her gastroenterologist (and the second opinion one) both agree that she may have it, and both told her that it wasn’t worth the health risks of starting to eat gluten again just to test her now; they prefer to let sleeping dogs lie. It sucks to not know what you have.