Health care horror story #13848732

Exactly.

As a rule people who can afford insurance have it. Most of them get it through work. It would be rare to find someone who just wants to run around without it. To actually claim we have a problem due to it ,would require proof.
However your constant harping about people who you imagine to exist and are all so much more less responsible than you, gets old. You give us all the idea that everybody who is not you ,is just trying to take advantage of the system that you think you speak for and provide. Everybody who is suffering is a freeloader and happy to be one. It is a sad and scary world you live in CURLCOAT.

Good luck with getting her to listen. She brought up the “so-called working poor refuse to get insurance” complaint in post #196, I asked about it in post #221, and she’s still in denial that she said it.

Uh, hon? You need to read what the post is responding to, if you want to have a hope of not looking like a twit. You know, message board, full of threads, posts answering other posts and all that?

I don’t have “politics”. I am intelligent enough to make my own decisions without having some group make them for me.

I see. You call me names, and I’m the asshole. Interesting. :dubious:

And yet, you can make the claim that it would be rare to find someone who just wants to run around without it, without proof. I can point to one person right here on this board who runs around without it for six months out of the year, and if I remember correctly, there were a few others that said they didn’t see any reason to have insurance while they were “young and healthy”.

There are people who drive without insurance, despite most (all?) states requiring it. Car insurance is cheaper than medical insurance - why would you think that it would be “rare” for there to be folks who could afford it but don’t choose to buy it? And remember, that doesn’t just mean “do they have the money now”, it also means did they make choices that now makes it impossible for them to afford insurance.

BX runs ads on TV here aimed at people with children who do not have medical insurance. Would they spend the money if they didn’t think there was a good chance that there was a market out there of uninsured young families to be tapped?

It’s a lot better than yours. For some reason, you seem to think that those that don’t have every comfort in life must be suffering, and we must all rush to make sure they are put at ease. Aside from what that does to ambition, it certainly doesn’t leave anyone any dignity unless they are living up to your standards, does it?

The world I live in also isn’t made up of people telling others what they should be doing, how they should be thinking and what they should be spending their money on.

It would appear that you don’t see. He specifically said that you disagree like an asshole; that is, you behave like an asshole. That’s not calling you names; that’s registering an opinion about your observed behavior. In fact, in the statement you responded to, he didn’t call you anything at all; all he did was explain to you why (according to his observations, apparently) people think you’re an asshole.

ETA: Happy New Year! :slight_smile:

I wasn’t talking about that particular post. In previous posts ntucker has called me a dipshit, moron and fucking asshole (and those are just the ones on this page). For the most part, I don’t bother to sink to that level and I never do unless someone else sinks first. For the most part, I am dry and fairly polite, yet because I don’t agree that people have a right to demand I pay for their insurance, it’s open season on me. Shrug.

You too! Well, in 35 minutes here… :smiley:

But you do demand that those very same people cough up for your disability allowance.

Nobody likes a hypocrite.

I wish “Sicko” could be shown on TV. But that won’t happen.

The level you sink to is that you imply that, simply because I had the gall to have a child, I am some kind of leech that expects the rest of society to support me. Or you directly say that I am failing to “take responsibility” for getting my health care paid for (despite the fact that I am insured and as of yet needing no care that isn’t covered). And in general, you act like anyone who has any problem with their insurance provider is themselves to blame for it. These are asshole tactics that are just as rude as any completely-deserved namecalling you’ve been the target of. Fucking asshole.

What a joke. Poor curlcoat, polite to everyone and all this ire in response. It must be your political views. (And please don’t insult us with that idiotic “I don’t have politics” horseshit. Just because your views aren’t necessarily the platform of a major party doesn’t make these issues “not politics.” I can’t believe you’re that much of a simpleton.)

You can’t?

Why not?

When have I demanded that a billion dollar program be created, with the additional taxes, in order to give me something I could pay for myself? Oh that’s right, I didn’t. I just applied for the Social Security funds that are due to me. As does everyone when they qualify. And at no time did I demand it, nor did I go about waving my little fists in the air over how unfair it would be if I didn’t get it.

Actually, I don’t think I ever said that to you, but it is very selfish of you to expect all the other people on your insurance policy to pay more just because you decided you wanted to have a baby. I’m quite sure you will also take the deduction on your income tax and most likely will send the child to public schools. Having children is the only choice that is subsidized across the board, even tho it is basically not a good thing for society any more. But hey, you keep eating up tax dollars with your kid and I’ll keep paying full rate for my lifestyle choices. The fact that you think I am calling you a leech that expects the rest of society to support you does seem to indicate some guilt however.

Adults take responsibility for pitfalls they experience in life, children whine.

Snort. I think I’ve commented a whole two times that someone had themselves to blame. All the other times I suggested (as I did to you) that they contact their insurance commissioner. But of course, since I don’t share your views on personally adding to overpopulation, and because I don’t go whining to a message board when Big Business acts like, well, Big Business, I’m a fucking asshole. Shrug, whatever. Enjoy your ulcer.

Take responsibility like… buying insurance? Seriously, how is buying insurance not a form of being responsible? Life insurance, homeowners insurance, car insurance, health insurance - all ways to cover your ass and the asses of your loved ones.

Are you seriously suggesting that people should buy insurance, but then never be so selfish as to use it?

Perhaps it is that very moral lesson that the insurance companies are trying to teach us? How much better it is to give than to receive?

Well, this clears some things up nicely: it confirms that you are either a troll or hopelessly stupid. Specifically, you are now attempting to argue that, despite paying for insurance which gives me childbirth benefits, it is unfair to other people on my policy (who also pay for and receive those same benefits) for me to actually use those benefits. You have my personal guarantee that when I tell you this is the stupidest thing I have heard in a long time that it is not motivated by my disagreement with your position on public healthcare.

Speaking of children, your false dichotomy shows some pretty immature thinking.

To muse on the topic, I wonder two things, vis a vis the opinions of those opposed to any form of UHC:

  1. What they think of stories such as those in this thread. What, if anything, do these kinds of stories say about the system currently in place, and/or the people involved.

  2. What harm they think is being done to/in countries that currently have UHC. How would their lives be improved if they made their systems more like ours?

This only shows that you don’t really know what you’re dealing with in health insurance. We brought my son to the emergency room on Christmas for breathing problems due to viral-induced asthma. We handed over our insurance card, were given a little cubicle, kiddo got treated, we went home. If it weren’t for me being bored while husband and kiddo were at the X-ray room and therefore reading the various signs on the wall of the room for entertainment, I’d never have noticed the one that said the following:
– hospital will send you a bill
– emergency room physician will send you a bill
– radiologist will send you a bill
The latter two might not be covered by your insurance, better check!

Keep in mind this was a typed-up sign printed out on regular printer paper in size-10 font and taped to the wall among a half-dozen other random things of much less importance. Keep in mind nobody, not doctor, radiation tech, room nurse, triage nurse, or front-desk person bothered to mention it. Keep in mind even a reading-obsessed person like me didn’t notice the sign until doctor and radiologist were already in the process of doing their thing. Keep in mind also this was the only emergency room within 50 miles, so our choice in this? Nonexistent.

Now tell me the system isn’t designed to fuck people over for the benefit of insurance companies’ bottom lines. It’s basically a miracle each and every time you interact with it and don’t get screwed.

Hi Normal, my 3 yr old son also had viral asthma (and walking pneumonia) a couple weeks ago, and we also put him in the ER. Fortunately he’s in the pink now.

As for the insurance: just because they are sending bills, that doesn’t mean that the insurance won’t cover, does it? Mine does. Our ER copay is something like $35 (which is waived if he’s admitted to the hospital). Since we’d already burned our $100 deduct, this trip was basically comped like a Las Vegas hotel room.

I have heard that I’ve got decent insurance comparatively speaking (it’s Aetna; a coworker who left now has BC/BS, and he says it’s not nearly as good). I completely agree it would be a lot less of a pain if it was just one organization you had to deal with, bill-wise. I wonder if HMOs work like that?

Paying premiums for years is no guarantee of anything. In an emergency ,you should have your wits about you and first check to see if the insurance company will actually pay for your procedures. You should check all disclaimers at the hospital. You would be foolish to think that paying premiums for years will give you coverage.
That is a health insurance system that people can defend?

Right. Wits about you.

I’m sure when my nephew was airlifted from a car accident with severe brain trauma he had the forethought to ask if the chopper, the ER, the radiologists, etc. were covered under his insurance.

Oh, right - he was in a coma. Well, I guess it was still his fault he didn’t check.

Yes, that really is what the insurance company said. He should have pre-authorized the hospital admission. For an accidental brain injury that left him comatose for a couple months.

:rolleyes:

Oh, sure, sure - they appealed. Didn’t help much, because by the time the insurer coughed up the financial damage was done. His family wound up bankrupt and homeless, despite much of it being covered by insurance. My sister lived out of her car for three months this summer. Uh, yeah, that worked out well. :rolleyes: At least the nephew is doing better.

That completely sucks.

And I’m sure you-know-who will blow in here at any minute to chide the fam for not having built up a huge monetary safety cushion before the accident.