Health Care in America

I saw another headline today about the costs of healthcare in America, which reminded me that we haven’t had a thread about it in a while.

This is a subject near and dear to my heart, because I haven’t been able to afford health care for almost 10 years.

A lot of people can’t afford health care.

How do we fix this?

I’m not concerned with poverty’s effect on health care, but rather how we make health services available for everyone.

Suggestions? I don’t have any or I’d have tried to implement them by now (well, okay, I don’t have that kind of clout…)

I’ve got it! We could have one huge insurance policy that covers the whole population. By spreading out the risk of getting sick throughout the population, premimums would drop like…hey wait a second. I just invented socialized medicine!

Premiums would drop too!

Premiums would drop too!

sigh

I don’t know what to say Sister, except that I feel your pain. It’s insane-I’m going to be 24 on July 1rst, and my teeth are falling out. I’ve taken care of them all my life, but for years we weren’t able to afford dental visits-nor did my father’s insurance cover it. And then, for a while, I DID have insurance-but then I graduated, and I’m back where I started.

:frowning:

How much ranting do you want to hear?

The ugly truth. We are not a wealthy enough society to provide every healthcare choice and intervention to every person. We are more than wealthy enough to provide a reasonable base of healthcare to every person. So here are the options:

Keep our current system. Those who can afford insurance get fairly comprehensive care, including some that is very costly for very little potential in years of life saved or in improved quality of life. Those who can’t end up in Emergency Rooms and stiffing the hospitals and the docs, or just dieing before then because they ignored things too long. We ration, we just do so irrationally.

Make everybody have an entitlement to every possible intervention. Pay for it by forcing pharma, hospitals, and docs to accept very little, and by taxes. Do what government payors do now: unilaterally cut payments without notice and without regard to costs; kite out the payment cycle; create so much paperwork that few can stand to participate. Watch as pharma leaves the research business, as hospitals fold, and as docs retire and as the new best and brightest decide for other options than medicine. No rationing, which is irrational.

Decide that “rationing” is not a dirty word. Provide a base of medical care just like we provide a base for security (the police) and for education (public schools). And just like for those services, allow individuals to purchase more from other sources if they so desire and can afford to do so (private security, private schools … supplemental healthcare coverage). For this option to work there would have to be rational rationing. This means doing the unspeakable … placing a dollar value on a year of life saved and on quality of life measures … and keeping the political action out of the decision process.

“We” don’t have the stomach for the last option. Aren’t so foolish as to do the second, and continue with the first based on inertia alone.

And oh yes, in the meantime, Tort reform! Malpractice costs have doubled in the last year and fear of lawsuits drives a bunch of stupid medical decision-making that is very costly.

As someone who lives in a country which has socialised healthcare, I’d like to know whether the US has ever had a similar system or why it would be unworkable today.

We’ve never had a similar system to the best of my knowledge. But socialized healthcare isn’t the best answer, IMO. pharmaceutical companies, even those outside the US, spend a great deal of money on R&D with the knowledge the they can recoup the investment in the US economy. I wish people would look for a middle ground to this situation, rather than being pro- or anti-socialized medicine. I would like to see all children covered. But if your company doesn’t have a good insurance plan, than leave it. And when you get to that form with the question of “why are you leaving here?” (at least I always had fill out such a form when leaving a job) let them know that its because of their sorry-ass insurance plan-maybe when they lose enough good employess they’ll see the light. SisterCoyote, have you been looking for a job with a decent insurance plan? Even here in Arkansas, one of the poorest states in the nation, I can’t recall the last time I worked for a company without at least a halfway decent insurance plan.
I had a girlfriend from Manchester (UK) that told me stories of months-long waiting list for certain medical procedures, and this from a woman who was proudly a flat-out socialist. I’m not against my tax money going to give a decent coverage plan for the poor, but I would hate to see socialized medicine in the US.

-P.E. Barro, 20 Years of Pharmaceutical Research Results Throughout the World (Rhone-Poulenc Rorer Foundation, 1996). This has been copied from the Johnson & Johnson website

caracal, thanks for asking.

I recently took a job with no insurance and no chance of insurance because I’d been without income for six months, so…no, I’m not currently in the market for another position.

However, my situation is also complicated because I’m a full-time student (there is health care available through the school, and also a health plan, but the plan is still prohibitively expensive for me). So even when I was working for a company with a health plan, I wasn’t able to work enough hours to qualify.

I’m also not sure I’m for socialized medicine, for many of the reasons cara mentioned above. That, and I’m just not sure I want the government that involved in my health!

So, DSeid, how do we go about convincing people that #3 is the best option?

**[caracal/b]

quote:

“The U.S. pharmaceutical industry leads the world in drug discoveries, with 45 percent of the prescription medicines marketed worldwide in the 1990s developed in the United States. Compare that to countries where price controls are imposed, such as the United Kingdom, which developed only 14 percent of the world’s medicines, and France, which developed less than five percent. No other country developed more than nine percent”

So the UK and France (combined population just over 100 million) produce 19% while the US (population 300 million) produces 45%.

Assuming the figures to be accurate, this argument supports, according to the latest UN assessment, the worlds 34th ranked health care system (the US) or the 1st (France) and 9th (UK) ?

I really don’t see what’s wrong with socialized medicine (aside from the scary name). It’s cheaper, everyone gets covered, and it seems to work well in the countries that have it.

Does anyone actually call it ‘socialsied’ medicine apart from the US public - the name itself seems to be the product of decades of subtle manipulation by vested interests.

Do you call the public school system ‘socialised’ education ?

Our socialised medicine system acknowledges R&D costs, as does the US system. For a given period of years you have an exclusive license to produce that drug, and “orphan drugs” will buy you even more exclusivity and a longer license.

What does NOT work in our country, is the way in which the system can be manipulated. I can buy Panadol (you call it Tylenol in the US) - 24x 500mg - in my local supermarket for about $AUD3. I can buy it at the chemist for slightly more. If I CHOOSE to abuse our socialised medicine system, I can buy the exact same drug for $AUD3.60 for 100 tablets with 5 repeats. But of course the government is picking up the fee for the doctor’s consultation which I had to have in order to obtain the prescription in the first place…

As the mother of a chronic asthmatic, I’m really grateful that common medications are available to us at low cost (it costs me $3.60 for a 4 month supply of the pill; the maximum ANYONE pays for that same prescription is $21.90). As the person who lives next door to people who quite literally have 3 shopping bags full of PBS prescriptions covering at LEAST 50 different drugs and they have no idea whatsoever of what each particular drug was initially precribed for, I hate it.

I have - quite LITERALLY - seen my neighbours haul out the plastic bags and tell someone who is complaining of the 'flu to take “this”. This can range between anti-virals, antibiotics, beta-blockers, vasoconstrictors, NSAIDS, HRTs, corticosteroids, you name it. In short, they have shitloads of prescription drugs which they not only did not bother to take themselves when they were prescribed, but which they feel quite confident about dispensing to every single person who walks through the door even though they cannot remember themselves which drug was prescribed for what purpose. (if it kills me, I swear that I will get “purpose based” labelling introduced int his country).

It gets even worse when the abusers of the system have spent enough money on the prescriptions that they never bother to take anyway that they then qualify for FREE pharmaceuticals. Then they start getting their prescriptions filled every week because they are now “free”.

With the appropriate authority, I can obtain any recognised medical treatment that myself or my children would ever need for a very low cost - in that sense, the system works. Where it falls down is in not detecting the abuses to which it is subject. If we could get rid of those, we’d all benefit.

“I really don’t see what’s wrong with socialized medicine (aside from the scary name). It’s cheaper, everyone gets covered, and it seems to work well in the countries that have it.”

It doesn’t neccessarily work better. You can get cheap healthcare, but the majority ( a large majority) of US citizens already have that covered. One reason health costs keep going up here is the availability of new treatmements. We keep putting them out and thinking new ones up, and new = expensive, usually. In any event, however, many if not most expoensive treatments are unavailable to all but the privately rich in many socialized Healthcare countries.

The US is basically paying for Europe to get medicine, thanks to European price controls (I HATE YOU FOR THAT!).

“purpose based” labelling - I’m not sure it would help. The purpose can get very complex, and theres a lot of medicines that can have multiple purposes. More info on how this works, please?

PS: We call it Socialized Healthcare because that’s what it is. Education is not and has never been a profitable industry, a few questionable recent endouvers aside. Health services are such. Regardless of what YOU call it, WE name it thus.

Small business can’t afford to provide healthcare insurance for their employees.
Big corporations can.
Small businessmen, when they get sick, must sell their businesses or go bankrupt with hospital bills.
Thus, giant business “dinosaurs” can crush their efficient small business competitors.
Not true 100% of the time, but often enough to be worth mentioning.

Am I just being dumb here? WTF does you’re employer have to do with providing genreal health insurance? I understand that they must have public liability cover and worker’s compensation cover, but how on earth does your employer/employee relationship involve halth insurance?

<< Does anyone actually call it ‘socialsied’ medicine apart from the US public - the name itself seems to be the product of decades of subtle manipulation by vested interests.

Do you call the public school system ‘socialised’ education ? >>

I prefer to use the analogy of the police department. No one calls it a “socialized police department.” But it is viewed as a government service, like the roads, like the schools, to be provided to all and paid for by all.

Bandit hits the nail on the head: in the U.S., medical care is viewed as a profitable business rather than a required service.

It is certainly true that a government service requires prioritization. All health care service requires prioritization – until we can find a way to provide up-to-date, immediate care for everyone at no cost (an impossibilility), health care is a resource that needs to allocated and prioritized.

In the US, where the health care industry is viewed as a profitable business, prioritization of medical resources is based on money. Mickey Mantle got a liver transplant, but some poor uninsured working-class shmo in the inner city, who might have lived longer with it, can’t.

In countries with effective national (or provincial) systems, the prioritization is usually set by a medical board, with input from consumers/taxpayers, government, etc. And is usually based on need, rather than on wealth. Generally, people who are rich enough can opt for private care, just like people who are rich enough in the U.S. can opt for private schooling or a private security system.

Yes, the prioritization system under a national health care may mean that there can be long waits for non-emergency treatment. No system is perfect. Certainly in the U.S., if you don’t have health insurance, you will have a VERY long wait for non-emergency treatment – like, never. So I reject that argument against socialized health care: it’s a question of WHO has to wait, not a question of whether there are long waits.

Way back in the early 60s, when President Lyndon Johnson proposed Medicare for the aged, the doctors and drug companies rose with one voice to oppose “socialized medicine,” predicting that it would be the end of quality medicine, that no one would go to medical school in future, and on and on. They were wrong, and Medicare has been very profitable for them (and Medicare fraud has been very profitable for some of them.)

We do it for those over age 65, what’s so magic about that? Why can’t we do the same for EVERYONE?

IMHO, the main reason that we don’t have some form of national (or state) health care is that the moneyed interests – doctors and phramaceutical companies – would prefer to amass more wealth. Yes, I generalize, there are some doctors who are out to help people rather than to get rich, but they form a tiny minority, I’m afraid.

The moneyed interests have painted this false picture of socialized medicine as being some layer of hell. The very term “socialized” implies corrupt, inefficient, ineffective, Russian. Instead, those moneyed interests are quickly sending the U.S. system to an even lower layer of hell to protect their self-interests, and the public be damned. Medical costs are rising, companies can’t afford them, and more and more and more people will be uninsured and have no access.

BTW, one reason that medical costs rise is that the uninsured have to wait until their illness is an emergency, so they can get “free” treatment – ten or twenty times more expensive to use the emergency room than to get a quick antibiotic from a doctor’s office.

Jenner says: << [socialized medicine] seems to work well in the countries that have it. >>

Minor correction here: it works well in the developed countries that have it. For example, the German and Japanese and Swiss systems are excellent. The U.K., Canadian, French, and Dutch systems work very well on the whole. In developing or underdeveloped countries, I’d be very cautious of trusting the national system.

In the USA, aside from generally higher salaries on average than only one or two other nations, its customary for full-time positions to include heathcare benefits. The employer picks a plan or plans from one provider. The employee can therefore use that plan at his discretion. Some people buy additional insurance. Some employers change plans often to get a better deal. My mom’s employer, Alcoa, is a great provider in this regard. GoodDental and Health benefits, covering any children to age 18 or through college!

“Small businessmen, when they get sick, must sell their businesses or go bankrupt with hospital bills”

Quite frankly, if the business is running on the edge so close they can’t even get past one money crisis, it wasn’t worth crying over.

>> I really don’t see what’s wrong with socialized medicine (aside from the scary name). It’s cheaper,

Not really as you are getting less.

>> everyone gets covered,

not really unless you mean everybody gets covered badly

>> and it seems to work well in the countries that have it.

not really. In those countries people who can afford it still go to private care and the government system is for those who cannot afford private care.

The point is whether a universal care, government run system can deliver more bang for the buck and I am quite certain it cannot. What they can do is make claims like everybody is covered which is meaningless until you look at how they are covered.

Most European countries have long waiting lists and a terrible bureaucracy. This is not only a waste of money but also a form a rationing as long waiting lists take care of some patients who get well on their own, get tired and go to private practice or just die waiting,

I have plenty of anecdotes illustrating this if you would like to hear them.