I’ll try to list everything I remember about it, although I’ve had no luck searching on the terms involved. It was either a short story or novella, in that kind of quasi-cyberpunk subgenre that had a lot of computer/internet/vr stuff without having the whole corporate-hegemony worldview.
The principal characters were elderly men and women who were children and teenagers in the 80s/90s and still used the language and pop culture from that era, even though it was something like 2060 or so. They were in assisted living and still pretty much rocking 90s skater clothing and such.
Their generation had fought some kind of actual hot war with Switzerland over their banking system and the privacy it guarded that was being used to keep the rest of the world subjugated.
I don’t, unfortunately, remember anything of the actual plot of the piece in question.
It was probably in an anthology from the mid-to-late-90s of some kind. I’m pretty sure it wasn’t an actual book in itself.
Sound familiar at all?