Hey! For once I get to be an expert!
Allrighty. Let’s start at the beginning.
Your ten gallon tank qualifies as a “nano tank”, and thus will be subject to a more serious level of fluctuations then a large, more stable system. Understand that small changes in this small environment can have BIG repercussions. I’m not saying this to scare you, but rather so that you understand the reason WHY I’m going to suggest what I do.
Filtration: Your tank probably came with a small Hang on Back (HOB) filter. If you can tell me what kind and how big it is that will be a big help. It is almost certainly too small. A stable tank should have at a minimum, double the filtration rating to gallons of tank. So your 10 gallon should have a 20 gallon rated HOB as a minimum standard. This will provide a good flow rate, turn over the tank many times an hour and ensure sparkling water and happy fishies. Your filter is life support for your fish Without it they will quickly perish as waste builds up in the system.
Now your filter has some parts you should understand. The filter pad catches debris and waste and provides a home for beneficial bacteria that break down the waste into harmless components. It is better to occasionally rinse these out with ONLY hot water (no soap!) and replace them back in than throw them away when they get mucky. That is where all the good bugs live!
Lighting: In a freshwater tank it is not critical to have superiour lighting, but if you want to grow plants, you will probably have to invest a little money into a good lighting system. You will also need a Co2 injector of some sort, (more on that later) I suggest you look at your options, there are flourescent tubes, power compacts, LEDS and other solutions. At a minimum though you will need to have enough light for your plants to photosynthesize. If this is scary then forget the live plants; skip the next paragraph, with a good filter you don’t need them anyway.
Co2: Live plants need Co2 to eat and your fish won’t feed them enough. A good DIY solution is to take a 2-liter soda bottle fill it with sugar water and yeast and run a tube from the bottle cap to the bottom of the tank and let the yeasty-beasties do their thing. You will have to refresh it every week. There are store solutions but they are expensive.
Stocking the tank: Your new tank is SMALL. A good general rule of thumb is no more than one CUBIC inch of fish per gallon. That is important to remember because your neons are much smaller in mass than say a lionhead goldfish. Get it? You could pack in four neons into a one inch cube, but only a small part of one of those goldfish. So remember to do your math when stocking.
Slowly is better. introduce a few fish at a time to allow your bacterial colonies time to grow and adjust to the extra load. If you don’t your tank will “crash” and your fishies will die. So introduce your neon school together and then wait a couple of weeks for anything else you might consider.
DO NOT DO THE FOLLOWING:
Buy an “algea eater” to clean the tank. Plecostomos fish (plecos) will eat algea, but only after they’ve devoured everything else in the tank.
Operate under the misunderstanding that fish “grow to fit their tank”. They do not. They will either die of skeletal conditions or outgrow the tank. Don’t buy a cute baby oscar and be surprsed when you could eat the bugger in six months.
Freak out and change all the water in tank. No more than 50% for novices.
DO THE FOLLOWING:
Research a little bit on your fish before going to the store, you will be well rewarded for your effort.
Try to shop at a local fish store (LFS). They have better knowledge, stock, and will give you correct information over the big chains.
Enjoy your fishies! I will always answer any questions you might have by PM if you need it.