Hit-and-run in apartment complex parking

Perhaps half an hour ago, kaylasmom and I heard a loud “Bang” outside our apartment, followed by a car horn blast for a moment. It was pretty clearly the sound of a collision. I thought it sounded like it came from the driveway behind our apartment, but when I went to look, there was nothing to see. So I figured it was out on the busy street on the other side of our driveway (our apartment backs onto our driveway, then there’s a set of garages, then a strip mall with a public storage facility, then the boulevard).

Kayla was pretty sure that would be enough distance that we wouldn’t have heard it.

Turns out that she may have had a point. A few minutes ago, came a knock on our front door. One of our neighbors (we’re not on first-name basis with them) asked us if we have a black Prius (Kayla does). Then they told us that the bang we heard was a car coming around the corner of our driveway at speed, sideswiping Kayla’s car, and karanging the left rear corner of theirs. Kayla’s car got off with a transfer of yellow paint to her front left fender. She went outside to confirm that the damage was superficial.

Of course, it was a hit-and-run, so all we know is that: 1. the car is yellow, and 2. the driver had gained access to the keycard-operated gated driveway.

Should we make a police report about this? One thing to consider is that Kayla will probably be moving to Manhattan in August, and will be wanting to sell the car before she goes. So, presuming that enough forensic evidence has been left behind to identify the car that did the damage, we might be able to file an insurance claim without penalty.

What say the wise of the Doper People?

(tia)

Yep. Also, ask for the security video footage.

Call your insurance people. They can assist you on what to do. I would’ve called the police immediately. But that’s just me. So many people are running around w/o insurance so a police report is good to have for your insurance. A little bump, scratch or dent can be unreasonably expensive.

Your insurance company may require an accident report in order to waive the deductible.