I let our contents insurance lapse, so now I have to re-quote and get it all set up again. My rough estimate of what we own comes out to somewhere between $20-25,000.
But apparently that’s not good enough. According to the insurer, we should have $43,000 worth of stuff, at a minimum. So I look at the list of what they’ve got in there - digital video cameras, $1500 sofas, $800 TVs etc., etc.
So I start pruning and adjusting their little list. Even over-estimating some things (like the worth of our sofas. In total, I might get $150 if I sold both of them. The insurer seems to want to tell me they’re worth $1000 each, and I can’t adjust that number), I’m down to $23,000 already. And I’ve still got more to take off. I’ve only had to add the worth of our games consoles, and that’s not made much of a push upwards.
Where the hell they pulled $43,000 though, I don’t know. It’s not like our house is bare. It’s not at all. It’s a little on the over-full side. But jesus. It makes me wonder what some people are paying for home furnishings.