In my example, no. But, at the same time, if you don’t have insurance or a way to pay, then you don’t get any treatment if you need it.
So, not a mandate, but a really good idea.
But in the case of salary compensation, the employee pays the tax. (as well as the company on their share of payroll taxes.)
In the case of the employer based, taxes are not being payed at all on the benefit given, and that is true of pretty much all non-salary based compensation, and I would be for eliminating tax deductions on all non-salary based compensations. I guess with the corporate tax rate going down to 15% (allegedly) tax breaks won’t really be all that important to a company anyway.
One of the reasons that I like to move away from employer based health insurance, is because people look at ACA plans, and think that they are more expensive than their employer based plans, but that is because they don’t see the employers contribution. At the very least, companies should be required to tell their employees the dollar value of the non-salary compensation that they receive, that way, at least they don’t think it’s free.
There are people out there who cannot get effective coverage, no matter how much they try, without some kind of govt subsidized or at least implemented system. Those are the people I am worried about. If it is available and affordable to all, then those who choose not to participate, I am not worried about.
As far as undocumented immigrants, I think it should be much easier for them to become documented, but that’s a different thread, and in any case, I would allow even the undocumented to buy into the public option, though I admit the logistics of that are not easy.
Great, your interview is going well so far, and you’ve moved up on a very short list for my nomination for attorney general when I am elected president.
On preview, I saw your most recent post, and I just wanted to clarify one thing.
Nope. The feds’ ability to do healthcare the way the ACA does is grounded in the taxation power. Never said otherwise. I argue it’s unwise to exercise the federal power in this way, not that it’s unconstitutional. The federal government does not have plenary legislative power, but the ACA mandate is a tax, which is within the feds’ enumerated powers.
I am going to, as I usually do, nitpick here; there is a world of difference between government run health care and government run health insurance.
Canada has government run health insurance, or “Single payer,” as it’s usually called. It works reasonably well, and economically speaking, single payer health insurance does make sense. Canada doesn’t have, for the most part, government run health care. My doctor’s a partner in a private health care business.
This distinction is important because I think there is the impression in the USA that all the other industrialized national have adopted the same system. Nothing could be further from the truth; they’re all wildly different. Some are single payer; some are single provider; some are a mix. In some countries, insurance is privately provided but the law says you have to have it - the individual mandate, a la Obamacare. In Germany there are so many private insurance companies I don’t know how people choose one. A lot of them aren’t one system at all (Canada’s is provincial, not national, for instance.) Hell, some countries do a lot of their health spending at a municipal level.
Speaking as a Canadian, a side effect of the ongoing American health care fiasco is that it makes it much harder to improve our system. Allow me to explain; the Canadian system (again, it varies from province to province but national funding laws make them close enough to forget about that for now) is pretty good. However, it’s not perfect, and has some systemic issues, and the costs are getting dizzying.
The thing is, when it comes to health care, Canadians are the most conservative people in the world in the true sense of that word, because they want no basic element of the system to change - because with the U.S. media being such a behemoth in the discourse, many Canadians have exactly the same misapprehension; they think the Canadian way and the American way are the only possible ways it can be done, and that all other little countries in Europe do it the way we do, when in fact they almost universally don’t. IF you suggest any sort of private insurance scheme in basic medical services it’s “oh no that’s the American thing” though in fact it’s also how it’s done in France, Germany and Italy, which have systems we could really learn a thing or two from.
The country benefits from new entrepreneurs and investors. The incumbent cartels would prefer to keep the Teeming Millions as wage slaves rather than potential competition. This is a motivation that may be just as powerful as the more obvious 1%-of-1% tax cuts.
This right here, this is my point. Unless you have a solid and reasoned objection then it isn’t, this point over here, this is my point. Anyway, I win.
Nitpick to a nitpick: the doctors are private business in Canada, but the hospitals are not, at least not in my province. The hospital system is operated by regional health authorities created by provincial law and which are agencies of the provincial government. They have a lot of delegated powers to run the system free of political management, but this aspect of the health care system is government run health care.
I’ve had this thought as well. Most Canadians only know about our system, and the US system; they may have some knowledge of the UK NHS, which is a single payer with even more government control.
But given the magnitude of the US debate and its influence on our news, we generally don’t know about other options that could lead to even better outcomes. I’ve learnt far more about other health care systems here on the SDMB than I ever saw in our news media.
Because one thing is not like the other. Do you agree?
With taxes that are then used to pay providers.
That doesn’t contradict anything I said. Government collecting taxes to spend is within the powers of the spending clause. Government forcing you to buy something you don’t want to buy, that’s not government spending. There is no other product that the federal government forces you to buy. If they think it so worthwhile that people have this thing, they can provide it through entitlements.
The Swiss system is also a fairly recent reform - 1996 and should be instructive to US reformers. As you note, it is far from perfect as thesearticles show.
IIRC, several years after the initial reform, voters were offered a ballot initiative to cancel the reforms. It was rejected by the voters - they liked the new system too much.
One point that jumped out for me in the second article is:
However, I fear that our frontier traditions of medicine shows and snake oil salesmen precludes such a humane business approach to pain and suffering.
You’ve stated that the state is in a better position to determine how to manage healthcare for its constituents than the federal government. Can you give examples of ways the state has the advantage in deciding how to care for people with pre-existing conditions?
Nitpick to a nitpick: while it’s true that the doctors are not government run health care, the hospitals are, at least in my province. The hospitals are all run by regional health authorities, set up under provincial law, and which are provincial agencies. They have a lot of independence in running the hospitals, but they are government run health care.
I agree with this point. Most Canadians know about our system; have heard the horror stories about the US health care “system”; and some may know a bit about the UK NHS, which is a single-payer, like the Canadian system. We don’t know that much about the other options out there, and see it as a choice between the single-payer model, and the US private insurance hell, so sensibly (based on limited information) strongly support the single-payer model.
Heck, I like to think I’m reasonably well-informed on matters of public policy, but I’ve learnt more about the worldwide diversity in UHC systems here on the SDMB that I’ve ever seen in Canadian media.
Isn’t this just a clever way of saying, “I don’t want people covered on my tax dime until they damn well make me by invoking a legal and legislative instrument which I’ll fight tooth and nail to oppose.”?