So, chembug and I are trying to buy a house. This will be our first house. We have been married for 4½ years and we want to start a family, and we would like to have a nice little house to build a family in. Right now we are living in a rental townhouse, and it’s OK, but with us and the three cats and all our assorted stuff, it’s getting a little too cozy.
So, we did the pre-approval thing, and we found out what we could get for a mortgage. It is not as much as we wanted, but we know we will be able to afford the mortgage, which is definitely a good thing. Our mortgage company has a program for first time homebuyers where they hook you up with a realtor to act as the buyer’s agent, and we have been working with him to set up showings, put in offers, etc.
So, long story short, so far we are 0-for-3 on the houses we have put in offers on. On the first house we really liked, we actually had a contract, but the seller was (and I hate to say this but it is the truth) a complete C-word and she tanked the deal less than 24 hours before closing. Fortunately we got all our money back, less the cost for the home inspection, but what we really wanted was the house. The last two houses we liked, we were outbid on.
So, we are feeling a bit down about this whole thing, and I can’t speak for chembug but I am just about ready to stick my head in the oven. I don’t understand our luck. I want to believe that everything happens for a reason, and that when we are meant to have a particular house, things will work out. But that doesn’t make us feel much better. There aren’t a lot of prospects out there in our price range, and we can’t really afford to “bump up” any. Why won’t anyone sell us a house? We have college degrees and good jobs and money!
So, all of this is combined with the fact that we are still trying to start a family after a year of seriously “trying.” And believe me, I am having a hard time explaining that away - I am a total class-A type overachiever, and I am used to being able to do most things on the first try. (Not that trying isn’t fun, but that is not the point.) Meanwhile the rest of the women in my family continue to be prolific breeders, and here we are with our cats. Who are lovely, mind you, but just not the same.