This is getting very old. The house I live in is owned by my father. We also share the same name.
I look at my credit report from annualcreditreport.com a few times per year. I’ll look at equifax then wait a few months then transunion etc. Every time, I end up filing a dispute because they’ve got some of his crap on my credit report.
I just called Allstate to make some changes on my auto insurance and they had my policy and car with my SSN linked with his date of birth and email address. I guess because he once had Allstate and used to live here. Same address? Same name? We’ll just link it all together regardless of DOB or SSN or drivers license number. :smack:
Are one of those monitoring agencies the answer? I know it’s a paid service, but this is becoming a nightmare. The credit agencies have always fixed what I dispute, but that doesn’t help if 3 months later I apply for a loan and more of his crap is on my report since the last dispute. I think it’s relatively common for sons to carry a family name. Am i doomed for all eternity?