I was wondering… What percentage of your income do you folks put away into your 401(k) accounts?
10%. Age 35
Zev Steinhardt
Sadly, I only put in 3% right now, which is the max I can get matched. I used to put in 11% until I got poor and needed the money. Yeah yeah, save the lecture, I know it’s stupid. I plan to up the contrib rate soon as I am no longer quite so poor.
12% (5% of which is matched). Age 23. I wanna retire while I can still enjoy life
13% (including a 4% employer match).
12%. 43 years old.
5% (all that I can get matched), though I’m probably going to raise it next time.
20% including a 5% employer match. I’m 45, and plan to retire from this job at 56.
I’m turning my contribution back on soon, but it’s going to be only 1%. I’m 36, and being swamped by “life”. And bad decisions.
None. I was putting 1/4 of my paycheck into mutual funds till last year, when all hell broke loose, and now I need every cent.
4% plus a 3% employer match.
33 years old with too many medical bills to save more.
8% of my income with a 2% match. 10% of husband’s income with no match. We’re 27 and 28.
15% - employer match of 6%
Susan
16% and my employer matches 5. I’m twenty-ni, er, thirty.
15% with an employer match dollar for dollar for 5%, and I think .25 Cents for every dollar for another 5%.
I want to retire as soon as possible.
Here Fishy, Fishy!
I’m currently doing 12% of my income, with 100% employee match, though last year I was doing 8%, and the year before 15%. I expect to bump it back up to 15% in the next few months.
I’m not sure what my husband is contributing to his.
8% with half matched, and I will be raising it to 10% before the end of the year.
4%, all matched. 46 ya. I should be contributing more, dammit!
At 22, I did 15% with a 50% employer match, or another 7.5%.
That tapered down over the next four years as I invested more in the employee stock purchase plan rather than the 401k.
Now at 27 with a different employer, it’s 10%, with another 5% match. I intend to raise that to 15% or 20% by the end of next year.
2%, which is what is matched. My husband does 3% I think, no match. We also both have loans out of our 401(k)s from when we bought the house last year, so some of each paycheck goes into them from that. We’re both 28.
We’ll raise them as soon as we kill the remainder of our credit card debt or pay off those loans.
Oh, and I almost forgot, my company tosses in an extra 6% or so at the end of each year, as a bonus/retirement plan sort of thing. After six years at this job I have quite the nice little nest egg because of those.