So Tim Urban, the author of the Wait But Why blog, back in January 2015 wrote a very detailed blog about Artificial Intelligence: The AI Revolution: The Road to Superintelligence. He interviewed many people that are considered experts in the field of AI including Nick Bostrom (whom Bill Gates just crowned an expert on AI), Ray Kurzweil, Ben Goertzel, Vernor Vinge, et al.
I am most likely oversimplifying the conclusions that the blog reached but essentially it is that within the next 20-40 years artificial super intelligence (ASI) will be achieved. The abilities of the ASI will quickly reach beyond human understanding. And that the likely outcome will either be 1) human extinction or 2) human immortality. An extinction event would not come from an evil ASI or even some level of survival instinct of the ASI (normally portrayed in fiction) but because of a resources or goal achievement the ASI feels is necessary. Immortality would likely come from the future development of technology by the ASI to eliminate or even reverse the aging process of humans.
So if these guys are to be believed does this change your retirement planning?
Not sure what I believe WRT this article, but it was quite an enjoyable read. Urban is a very good writer and is able to articulate complicated concepts in a humorous way.