I got a written warning today for speeding. How long does this stay on my record and will it effect my insurance? To complicate matters, I live in Illinois but the warning was in Indiana.
I have never been pulled over before, and I have been driving for ten years.
FYI, the police officer gave me a written warning instead of a ticket because he appreciated the kind, cooperative, and respectful manner with which I addressed him.
No, I don’t think warnings are entered onto your official driving record. It shouldn’t affect your insurance.
However, no one I know has ever gotten more than one warning, so I suspect that the cops make a note of the fact that a warning was issued. The next time you get pulled over, you’ll get an honest-to-God ticket.
A few years ago, when a cop asked me why I thought he had pulled me over, I replied blatantly “because I was speeding.” After taking my license and registration, he returned about 10 minutes later with a written warning. He said I would be in their computer system for a year, so if I got pulled over again, I should expect a ticket.
I was impressed. I was in a municipality with budgetary problems, so I was surprised that the cop wasn’t just trying to fill a quota to bring in more revenue for the county. Ever since, out of respect for that cop, I’ve driven much slower on that one stretch of road.
Last week I got pulled over for speeding. The cop wrote a ticket for failing to obey a traffic control sign which is a zero point offense. He was trying to be nice to me. I wonder, if I contested it and said I did not disobey a sign he would be able to reply “sure he did, the sign that said 65 mph speed limit.” I have no intention of doing this, since he was trying to save me points and if I screw with him the next person will surely get the speeding ticket, but I am just curious. It was in PA, btw.