I already directly answered this exact question from you upthread. The answer is yes, absolutely, affirmative, YES. If consumers choose a particular service provider (e.g., a hair stylist, doctor, health insurer, etc.) then that’s the one they think is the best. It doesn’t matter what that service provider’s overhead is, and it doesn’t matter what the aggregate overhead of all such service providers is.
It doesn’t pass me by–I reject it as a benefit of UHC.
Meaning that it took you this long to think of a reply, which ended up being to repeat a point you attempted to make earlier. Nice job.