To the OP - I’m a little scared for you, if this is how you’re running your financial life. You don’t seem to get why bouncing a cheque is such a bad thing. Bounce one cheque to your landlord and you’ll be evicted from your apartment. Bounce a few mortgage payments, and the banks take your house, if you own instead of renting. Bounce some car payments, and your car gets re-possessed. You can end up in extremely bad circumstances if you don’t take care with your finances, and it will be nobody’s fault but your own (just like this is your own fault).
Bouncing a cheque to a Pampered Chef seller is not on the same level as getting evicted from your apartment in terms of consequences for YOU, but it is a very bad thing for HER, which just about everyone has said by now. You don’t know her circumstances, and you don’t need to - all you need to know is that of your own free will you incurred a debt to her, and you owe her.
As for bad cheques in business, people who don’t pay their accounts get turned over to collections agencies who make it their business to make your life miserable. The business world runs on accounts, which are basically trusting other businesses to do the right thing. You don’t do the right thing, and you go to collections and your suppliers close your account and you get to pay cash for everything now, which makes doing business massively more difficult.
Oh, about banks being fair - that’s a good one. Who ever said that banks had to be fair? Banks are about the biggest scam going (right up there with insurance for profit).
I hate parties like Pampered Chef and plastic bowl parties. Yes, I know it’s a way to make money for people that can’t work. To me, it’s taking advantage of friends because you feel a certain amount of obligation to buy something. And if it’s a friend you do feel obligated because they went to all the trouble to have the stupid party in the first place.
There’s practically nothing you can get at one of these parties that you can’t buy at Target for half the price.
I think Maeglin is riffing on the common practice that some stores have of posting a picture of a known paper-hanger near the register, with a big sign saying, “DO NOT ACCEPT A CHECK FROM THIS PERSON!”
And if that’s the case (which, you’re right, it probably is), why didn’t she ask her husband if they had $200 in their account for unnecessary items? I do all of the budgeting and check paying and account reconciliation, but if my husband wants to buy a pair of pants, he runs it by me to make sure we’ve got it in our budget. She didn’t even make sure it was in the account. Stunning!
Respectfully disagreeing; the reason the stuff is half price is because it’s not as high-quality. I bought a plastic bowl at Target a year ago and it’s garbage now; I have a Tupperware bowl my mom bought five years ago that’s still as good as new.
But some of the stuff IS retarded - there’s this weird consultant thing called Tastefully Simple that’s just packaged foods…yeah, THAT I’d get at Wal-Mart. / hijack
[hijack]I can’t get the Quik-Stir Pitcher from Pampered Chef anywhere but Pampered Chef (I’ve used it to mix my son’s formula - it works really well). Believe me, I’ve looked and everything out there is a crappy rip-off.
(I didn’t even buy it, I won it after a “Mother’s Day” weekend at Babies R Us, then had to dodge the girl I won it from because she wanted me to throw a party…I just kept ignoring her phone calls and emails).[/hijack]
To the OP: I used to be VERY bad at keeping my finances in order. I’m still not great, but I’ve gotten better, and if I EVER live paycheck to paycheck again, you can damn well bet that the last thing I’ll be doing is spending $200 on stuff from Pampered Chef. Shit, I can’t even justify spending $200 on Pampered Chef crap now. Even now, bouncing a check would be HIGHLY embarrassing to me, my fault or not, and I can’t imagine why it’s not an embarrassment to you.
If it’s not a worthy hijack, that’s only because it deserves its own thread.
That Pampered Chef stuff is no better than shit you get anywhere for the same price. I think it takes a lot of gall for a person to try to make money off their friends in a “business” that it takes no skill, brains, substantial risk, or time commitment to start.
We have a pretty efficient system of delivering goods to people at as low a retail price as reasonable.
I can only imagine what the OP bought for $200 that she’ll probably never use, or never get her money’s worth out of. For $200, I could put together a pretty decent cooking set-up for someone that would be more equipment that most people use in a year.
Trunk, that still doesn’t excuse the OP not making good on the bounced check (ETA: in a timely manner). Instead, they are annoyed because the seller dared to try to be firm with her and get the money she was due. Obviously the OP liked the products, and she has caused the person who sold them to her problems. She needs to make good!
Perhaps my reading comprehension isn’t what it used to be, but what does badkittypriestess mean by people not listening? Was that the argument she used with the saleswoman about paying her back 3 weeks from now?
I guess she didn’t get the memo about the world not revolving around her - and no one generally giving a shit about what impacts on her life. Sad, really.
If she’s in a small community, and by chance someone hasn’t already heard about her, this story will grow like wildfire. The saleswoman will tell two people, who will tell two people, who will tell two people.
She wouldn’t be a “friend” of mine, I’ll tell ya.
I don’t go to those parties either. Not after the $62 useless votive candle incident, anyhow.
The OP could really take a lesson from this thread. It is a great example of how to recover from a really bad pit thread with some dignity intact. Although it may be too late for the OP of this thread.
Elza B, if you don’t mind the eBay route, here is some linked search results (roughly – quick versus ‘quik’ and all that) for the item you’re looking for. Regardless if that tickles your fancy or not, here’s hoping good luck lands in your kitchen with an appropriate pitcher.
The interest on the line of credit isn’t comparable to bounced checks…its comparable to the effort required to keep an up to date balanced checkbook that two people use a check and cash card on daily. That’s more work than I want to undertake, so its worth it to us. Otherwise I’d have to track it so I don’t bounce checks.
(I had less than $50 in interest on the LOCs this year).
[hijack continuation]I’ve gotten good results from using a regular whisk and a plain pitcher. I also used the Tupperware Quick Shake, which worked very well, was much easier to clean than the Quick-Shake pitcher and the Quick Shake is virtually unbreakable if it’s dropped. It’s also a little less expensive. ($11 for the Tupperware vs. $14.50 for the Pampered Chef)[/hijack continuation]
