I suggest you let your husband’s insurance know that you are eligible for Medicare but are not enrolled. They would be interested to know. I don’t care about ACA here–his employer’s insurer may require it, idjit.
I used to work as a benefits specialist, moron. We always got on people’s shit if they or their spouses did not enroll in Medicare when eligible. We would retro-actively cancel the incorrect benefits, fix premium discrepancies, and then retro-actively enroll in the correct plan. Then I listened to the wails from the insured and the insurance company–as the insurance company backed out claims, re-processed, and fixed discrepancies on their end. Sometimes it cost the insured quite a bit of money to pay their correct share of past medical costs, because they didn’t get appropriate approvals. On rare occasions, insurance companies ate those costs because they don’t want to deal with the hassle. But mostly insurance companies seem to really groove on playing claims games…
If you’re lucky, your husband’s employer is more lenient about your attempts to rob them, and if they are a small business you are messing with their rate pool. Not only a welfare queen, but a thief!
I’m not even going to explain the rest of my post again, because it’s obvious to everyone that you are just flat-out stupid. I’m only beating my head against this wall because I finished my yard work and the Dope is my reward.
Well, I wasn’t talking about 1935, I’m talking about now. Welfare is not funded by FICA.
Which is completely different than what you said previously, that US healthcare is/was broken. Healthcare costs and accessibility are still major problems.
Interesting strawman there. I say that we still have the problem of too many people assuming that someone else will come along and take care of them, and you start talking as if before ACA these people couldn’t get coverage; I was talking about people who chose to not buy insurance because they didn’t want to pay the money, or who got themselves into a world of debt to the point that they couldn’t afford it. Not people who just flat couldn’t get insurance due to pre-existing laws, or because they were just slightly too “well off” to qualify for Medicaid.
Oh, and crippling debt? Those people that I have known who ended up with big healthcare bills just declared bankruptcy. I don’t imagine everyone can do that, but it certainly isn’t rare. And, there simply aren’t that many people out there who were without insurance who will now be saved from crippling debt because of ACA. You do know that insurance policies have caps, right?
Then you should know better. My husbands group policy thru his employer is always prime to Medicare. I could pay for Medicare Part B and/or D but the size of their contribution after UHC (may they be nuked from space) pays is so small it isn’t worth it. Whether or not I have Medicare doesn’t affect the rat bastards at UHC at all.
I am actually enrolled in Part A because the government won’t let me opt out of that, and I didn’t fight it because it’s free. So, if I ever have to spend time in a hospital, Medicare might have to pay something after UHC (may they be nuked from space) pays. Note the word “might”.
As I have said before, people should really know what they are talking about before throwing accusations around, especially of felonies.
I’m not the stupid one if as you claim you work(ed) in the insurance business and you don’t even know something as basic as retirement plans are always secondary to active plans. Do you understand the concept of primary and secondary?