I found Lulu to be really greasy (I had their signature chicken) and wasn’t that impressed. The other people I was with loved their meals. The atmosphere is really swanky.
I don’t know if the Stinking Rose is still in business, but I hate that place. Once we got a loaf of bread with shards of glass in it. Our gums were bleeding and we had really upset stomachs and we proved to the waiter that there was glass in the bread (there was glass in the new loaf, too) but they forced us to pay for our whole meal. Watch out!!
I don’t know about the Frank Lloyd Wright gift shop. As far as swimming in the ocean or the bay - get a quarter inch wetsuit if you insist on doing it. It’s very cold and subject to rip tides. The only people swimming are hard core athletes and tourists. The surfers all wear wetsuits.
Oh! That reminds me! A really cool place to go is The Mavericks in Half Moon Bay. It’s a surfing/windsurfing/hiking spot that has really treacherous waves and beautiful views. There’s a wall of rocks that the kids can climb on and at low tide the tide pools yield a lot of really cool creatures. I always liked going there.