I’m sure I could find this on a search, but I just don’t have time.
My medical school is having a “Sex Week” this week: everything from genital mutilation, intersex, transgender, and so on. Obviously some of the relevant conversations have been about how we, as future physicians, can get our patients to open up about sexuality so that we can better educate them about STDs, lubrication, means with which they can achieve orgasm etc. However, as a bisexual man, I was pretty sure that I had read here or elsewhere that it’s wanton to admit you have sex with other men for insurance purposes.
Insurance companies Over There ask whether you’re homosexual?
Assuming a homosexual male did have insurance, how would insurance companies’ policies influence whether the doctor can ask “ever had sex with another guy?”? It’s not like the doctor has to report his conversations with the patient.
If you are insured through work, most policies are written so that everyone pays the same for the same coverage. The only question that I’ve ever been asked is do you want insurance or do you want to waive it.
The only form I’ve ever seen that asks if your a men that has had sex with another man is when donating blood.
However, if you have to buy your own, you might have to go through an underwriter to get the lowest prices. In those circumstances, they look at all kinds of risks factors (and use the smallest of them to nix you). I can’t say for sure that homosexuality is included, but it might be.
Dunno if they still do it, but my mom mentioned that the insurance companies would discriminate against a never-married man above X age on the basis that they thought he was likely Bruce.
I just read through one of our individual insurance applications and the only question that could even be considered related to sexual orientation is if you have a legal domestic partner. (Though in CA that can apply to straight couples under certain circumstances).
Insurance companies Over There ask whether you’re homosexual?