I was daydreaming today, on my drive to work, about how awesome it would be to have my dream care to do this trip in.
Now, to legally import and clear a Skyline R35 into the US, it would cost me approx $100,000.
Would AAA, or Geiko even bother to insure a car for that much? Or is there special insurance for high end cars?
I would assume so, since $100K is hardly “supercar” prices. For example, the BMW 760Li sedan is over$120K MSRP
and, while a luxury car, cannot be really called a “supercar” in any sense of the word.
In fact, I just went to Progressive.com and answering honestly (I’m a young single male) but pretending I have a brand new 760Li sedan. I got a quote for $538 a month with $500K liability coverage, and $500 deductible on collision and comprehensive.
I would think the make and model of the car matter, but not significantly enough to make it uninsurable.
I think they would, but I bet your deductible would be pretty massive. Of course, on edit, groman might have proved me wrong.
If the cost of the car is legal hurdles, modifications for US use, and transportation, I doubt they’d include that in the insured value of the car. You’d have to discuss this carefully with the insurance agent before writing the policy.
I have to admit, I had to Google your dream car. I was not familiar with it.
A Nissan? I’m probably opening up a big can of worms here, but my idea of a Nissan dream car is an original 240Z - not a tricked-out Maxima.
But to each his own, I guess. An old boss had a BMW 760iL and I got to drive it once. Wasn’t all that impressed. I guess if I was on the autobahn, I might have developed a different opinion. But on Los Angeles freeways, it just was a car you worried about getting a dent in.
Wow - dems fighting words!
In a reading comprehension test, an R35 would be to a Maxima what Godzilla is to Micropithecus clarki,
Maybe you could ask the man who crashed a Bugatti Veyron.
There goes his no claims bonus … forever
How do you replace a limited run car like that?
Si
If you want to look at wrecked exotic cars, this is a good place to start.
Upon further research, I am once again correcting myself… the car I want is an R-34 GTR. Dang it.
Thank you for all your research folks… an interesting response, and totally not what I was expecting.
Ignorance fought!
$100K is hardly supercar territory.
I’m off to Geico.com to plug in an SLR McClaren Benz, Carerra GT3, Enzo or Koenigsegg.
My $98,000 car is insured by Geico.
But that’s LESS than $100K, isn’t it? I don’t see how that applies to the OP’s question.
It really depends upon the kind of car, what your driving record is, and how much risk the insurer is willing to assume. There are certain insurance companies who won’t touch extreme high performance cars, others of them will only insure the car if you don’t drive it more than a certain number of miles each year (and many of them will require things like security systems, fire alarms and the like in the area where the car is to be parked most of the time). Lloyd’s of London, will insure danged near anything though, but they’ll charge you through the nose for it.
What advantages does that car have over, say, a train, which I could also afford?
Well, it’s kind of hard to cruise the nightclubs for chicks with a train.