The IRS sends really important stuff (like, the stuff that says-- yo, you’ve got 30 days or we’re levying the hell out of your bank account) via Certified Mail. Many taxpayers think that if they refuse the letter, nothing can go forward.
Untrue. All the IRS has to do is prove that they mailed it, not that you received it. It isn’t their fault you refuse to check your mail.
I suspect this is the case with other entities, too, but I can’t say for sure.
I am at work the whole time during the week the Post Office is open. I work far from home and the Post Office isn’t even close to where I live. Any certified letters to me are always going to end up there because I am never around when the Postal Carrier tries to make the delivery. The only possible time I could go get it from the Post Office is Saturday morning before the Post Office closes at noon. No thanks. I sleep in on Saturdays and there is no way I am rushing down to pick up a letter in person just because someone else wants to be a pain in the ass. They can all go straight back to where they came from.
That’s how it works at the store I work at too. I think it’s part of the law, but I’m not sure. But in our case, it gets turned over to the state’s attorney for prosecution.
Wow, this is very unwise. For example, the IRS will send out a Statutory Notice of Deficiency by Certified Mail. You have 90 days- by Statute- to reply. If you fail to take action before the 90 days tolls, the deficiency (tax) is assessed and you owe it. Period. Telling the Tax Court “I just refuse to play that game” won’t work. And, as long as the IRS mailed it to the “last known address’ it doesn’t matter if you sign or don’t sign or whatever. After 90 days of inaction on your part, you owe the money. Legally.
eta like what DiosaBellissima sez.
Next, Insurance companies and banks send out similar letters to those who may have unclaimed funds.
Well, what can they do to me? They can take your bank account and your house, garnish your paycheck, seize your car and other assets- because “I just refuse to play that game” . :rolleyes:
In other words, they will play their “game” whether you want to play or not, it’s not your choice.
I’d get out of bed on saturdays, if I was you… that is if you want to have a bed rather than a bus bench.
PO Boxes are generally in an area of the Post Office that can be entered after hours, so you can pick up your mail whenever. Not sure if that’s universal, though. You can also have a non-USPS post box and access it whenever.
You still have to sign for the mail. I’m guessing they just put the card in the box and you take it to the desk. Otherwise you could just take it, not sign for it and they’d have no proof that you received it. (I assume, I don’t have a PO Box)
ETA, often times certified mail goes to your ‘last known address’, so if you bounced a check, it’s going to the address on the check. If you didn’t pay your rent, it’s going to where you’re living, you’re electricity is about to get cut off, they’ll send it to (I assume) the address where the service is and/or the billing address. These may or may not be the same as the PO Box that you have.
Not if you have to sign for it, though; you’d still need access to a postal employee. A non-USPS box would work, but they’re generally much more expensive.
Exactly this. How often are you getting Certified letters? I’ve personally received exactly one in the last two years. Of course, I pay all my debts, so I don’t exactly have people trying to legally serve me warnings. If I got a missed Certified notice tomorrow, it’d be such an anomaly I’d make a special trip the post office to get it— because who the hell is sending me a freaking Certified letter?
Now, our business gets a whole stack of Certified letters a day, but that’s because we represent a bunch of folks who don’t pay their taxes.
They’ll leave the little tag in your PO Box. You sign it, put it back in the box, and the next day they’ll put the letter in there, no?
And on top of that, what if there’s some mistake? Maybe the bank screwed something up and your final car payment from two years ago was off by $40 and they need you to come and take care of it or there’s a construction lien on your house from when the old owners put a new roof on and you need to deal with that. Those things happen, but ignore the letter and the next thing that will happen is that you’ll get served with papers requesting that you appear in court and you won’t be able to say ‘no one told me about this’.
Under my circumstances, no. Almost all of the ones I get are from the IRS or one of several state tax agencies. I don’t have any control over it from business or personal perspective and I don’t have to pay any of the bills myself (it is fairly unusual circumstances). I have attorneys and CPA’s to deal with them and they always do. All I care about are the eventual checks that come months later from the same parties and they just send those in the regular mail.
I would do the same thing with any certified or registered letter however. I even refuse to send back e-mail read receipts. I don’t just don’t like the style.
The USPS no longer offers a service called “Delivery Confirmation.” That service was replaced with “USPS Tracking” although for the time being they are still referring to it as USPS Tracking/Delivery Confirmation in some of their promotional materials to aid in the transition.
And gets you the “I didn’t get it legal argument.” I found this out when my former landlord only gave a non-USPS mail box and when I sent legal paperwork and he didn’t show up, the judge said that since he didn’t sign for it, there was no proof he got served.