I could do the homework, I know, but I’m feeling lazy and I thought a doper might have some insight.
My credit union is offering a family plan that gives $100,000 coverage for the rate of $15 a month. The benefit is halved at the age of 70 (which is 12 years away for me).
Does this sound like a decent rate, in general? The $15 would be automagically deducted from my account, a convenience I would be willing to pay a premium for.