Got a letter today for Highmark Blue Shield, saying
The info they ask for are name and address (which they have, since they mailed me this letter), phone number (it’s listed), and the last four digits of my SSN.
In 2004, I had a PPO health plan that was, AFAIR, run through Blue Cross. (I always went for the PPO option, and I know it was through Blue Cross for at least some of the 14 years I was at that job, but don’t recall specifically if it was in 2004.) I left that job in 2006 and don’t think I have any paperwork left from that period – or if I do, who knows where the hell it is. Since it was a PPO, it was pretty much pay-as-you-go, no deductibles or reimbursements, in general. It’s of course theoretically possible they owe me money if I overpaid for something, but I’m not sure why they would.
When I Googled Highmark Blue Shield, I found a legit-looking website; when I searched their provider database, I came up with my primary care physician from that era.
Question 1: Does this seem possibly legit to anyone? $300 in free money would be quite welcome.
Question 2: If it’s not, what info would they be getting that could cause problems for me? They don’t want my full SSN, just the last four digits.
What am I missing here?