Because you’re talking to me in this thread.
I didn’t say that. You’re thinking of someone else.
You can’t discuss usage without discussing context. If you’re going to talk about what “calendar year” means you have to put it in the context of when it is likely to be used. I have never heard people say “calendar year” outside of a business context.
Of course they are. And they are specified—fiscal year, for example. Which supports my point.
You haven’t offered any common context in which it would be likely to use “calendar year” in that sense. Without context, your assertion is theoretical or highly specialized. And if that’s the case, then your assertion should be qualified with “In the highly specialized contexts in which I operate, it means this …”