The symptoms of undigested lactose are produced in two different ways in the body.
Normally, the process of digestion removes water from foods and liquids. Lactose in the small intestine can interfere with this and in some cases actually draw water into the intestines. This contributes to watery diarrhea.
The large intestine can harbor many types of colonic bacteria. Some species themselves digest lactose. Others ferment lactose, producing gases.
Yogurt, like any other milk product, contains lactose. Unlike plain milk it also contains colonies of bacteria, the type that digest lactose.
So what happens when these two opposing forces hit the body? Almost anything.
For the vast majority of people, the number of live and active cultures in yogurt are sufficient to digest all the lactose naturally in the product, especially because yogurt is designed to be low-lactose in the first place. The tartness of yogurt is a sign that much of the lactose has been fermented to lactic acid.
But for years, American manufacturers moderated this tartness by adding back milk solids after fermentation. This extra lactose load was not balanced by extra bacteria. Instead of being “self-digesting” this yogurt led to symptoms. With the near takeover of the market by tarter Greek yogurt this may not be as big a problem today.
This all looks at yogurt in isolation. That’s not how the intestines see food. Estimates range from 12 to 48 hours for normal transit time of food from mouth to anus. All the other food you eat in that period matters to overall digestion. An extra lactose load in the small intestine may trigger symptoms even if that load would be taken care of if it were to hit the large intestine. It’s all in the balance of processes for a variety of food types and timing.
Moreover, this doesn’t even touch the reality that milk products can be digestive triggers for dozens of other ailments, syndromes, conditions, and diseases, all of which are independent of LI. LI is much better known than the rest and it’s easy to just assign symptoms to it, when really irritable bowel syndrome or something else unlikely to have been formally diagnosed is the true underlying source of problems.
Yeah, it’s complicated. You can try experimenting with different yogurts to see if they have different effects. Try the plainest possible variety with no flavorings. Try one made with lactose-free milk. Try a non-dairy “yogurt.” You should see very different responses if LI if really the trigger.