My old bed has had it. I can’t sleep more than 5 hours on it now without waking up. And when I do wake up, I’m sleepy and grumpy. The frame is old wood and is falling apart. I use wooden four-by-fours to keep the rails propped up.
I would like to buy a new mattress and bed on financing because a) used mattresses kind of ick me out, and b) I want to improve my credit. My only problem is that in about 2½-3 years, there’s a very good chance I will be moving out of the country and selling most of what I own. I don’t want to pay off the bed only to have to give it up.
Do I have any options here other than buying a bed outright and selling it in a couple years? Or is financing a bed then selling it not as bad a situation as I think?
Do you have an IKEA nearby? I replaced a flood damaged mattress with one from there, cost me three hundred dollars for a queen size and it’s the most comfortable thing I’ve ever slept on. They have good frames and those neat wooden slat things used instead of box springs–anyway, you could get a full bed and mattress for well under a grand, shouldn’t need to finance that.
You don’t need to spend a whole lot on a bed, especially if you’re going to get rid of it in three years. If you want to build up your credit, finance it for 12 months.
If you really want to cut down the cost, forget the bed frame, just get a mattress and box springs, and put them on the floor.
I think you need to finance for at least 18 months to impact credit, so I’ve been told.
Probably just put it on a credit card and carry the balance for a while.
My current bed is a memory foam mattress from Big Lots, I think it was 600 for the mattress and box spring. I ended up losing the box spring when I moved and it couldn’t make it up stairs. I bought new frame that didn’t require a box spring for a few hundred.
You could get a bed through a rental place, they do rent them. I don’t know if that would be cost effective across 2.5 years. Might be cheaper to buy one give it away or toss it when you move.
We just bought a new queen size bed for my daughter’s room, which is now doubling as the guest room when she’s away at school. We got an IKEA platform frame (around $500) and a mail order foam mattress from Casper ($800 after $50 coupon code from one of the many podcasts they advertise on). The shipping on the mattress was free, and there was no sales tax charged since we don’t live in wherever they’re based; returns are free up to 100 days after purchase. They don’t finance, though–you have to buy with a credit card. Very similar in quality to the Tempurpedic mattresses they have in the dorms at school, according to my daughter.
So, basically, $1300 and 5 hours of work to put the IKEA frame together. One warning about IKEA furniture: easy to build, not so easy to take apart and move. I’m pretty sure that frame will be sold with our house, years from now.
Leaving off the bed frame isn’t going to save all that much; you should be able to get a steel frame for fifty bucks or so. If you want to save money, replace just the mattress. Either continue to use the existing boxspring or go without it. And I think financing something because you “want to build credit” is pointless, especially if you’re going to be leaving the country.