Loveletter virus and Reformatting

K, I got that virus right? There are A LOT of infected files, over 7,000 (that is a lot right)? It wants me to delete those files before I run the diagnostic to rid the me of the virus. Well, aren’t a lot of those files in programs that will now need to be reinstalled? Should not I just reformat my hard drive? I have only done this on a mac before. How do I do it on a PC? This may sound extremely naive, I could probably figure it out and do it, but I am sure I would do ONE little thing wrong. Do I need to make a startup disk? How do I do that? Don’t I just use the 3.5 disk they gave me? Plz help
thanks,
Matt Shepard

Try here: http://vil.mcafee.com/dispVirus.asp?virus_k=98621&