I have been wondering about this for awhile, but perhaps there is someone out here that works for Lowes, or can explain the logic behind this…
I check out at Lowes and use my credit card. For some inexplicable reason, they ask me for the last 4 digits of my credit card. What good does that do (besides annoy me, by making me pull my wallet back out to get my credit card again)?
This is the dumbest security measure of all time. If I’ve stolen a credit card, I would physically have to have it to use it. So, I can look at the card and put it back, just like someone would if they were the legitimate owner of the card. WTF?
A better thing to ask me is what my zip code is. At least with that, if I don’t know it, I am not going to able to wing it. Without knowing the billing address, I won’t be able to guess the zip unless I’m incredibly lucky, or know the person I stole the card from.
Not fool-proof by any stretch, but it’s better than the last four digits of the card.
Anyone know why Lowes asks for this info? (I’m not sure of any other store that asks for the cards digits)?