Why…yes.
It appears to be exactly the case that the people advocating this don’t have any faith in it. The Democratic committee just rejected an amendment that would have forced them to join any new public health option.
AFAIK the plan under discussion will be for people with low income.** Different than the current plan** congress critters have. BTW, Republican congress critters never refused the government plan that they currently have.
From what company? I’m well insured at work, but I know that some of your faithful readers would love to know what company will insure them.
Please supply a link.
I went through an agent so no link. UHC.
I think you are likely mistaken about your coverage. How much is the deductible? How much is the copay for a Dr. visit? How much does it cover for prescription drugs? How much does it cover for hospital visits? How much is the maximum lifetime benefit? How much is actually covered?
Millions of Americans can’t get health insurance because the insurance companies have all the cards and refuse to cover someone who has a pre-existing condition.
Just because you can get insurance (and we have no idea if it’s the sort of insurance that would leave you bankrupt if you got sick) doesn’t mean it isn’t really a problem. In fact, plenty of people with good insurance go bankrupt when they get sick.
If you think our system if fine, you have some amazingly low standards.
I think you’re confused what health insurance is. I don’t have a copay.
I have UHC. The copay is 10 dollars for a doctors visit.
Correct me if I’m wrong but you have an HMO with UHC and not private health insurance.
Heck, even the 3 Stooges knew that!
I have the only option the company offers.
Then you have an HMO. This is a thread about private health insurance which is what I have.
Not quite correct, AFAIK back in the 1970’s the majority of HMO’s were non-profit. Nowadays, only about 25% are non-profits.
Just as a word to the wise as regards the source of the OP’s claims: As near as I can tell from what I have seen them write on climate change, IBD editorials are a step DOWN in veracity from Wall Street Journal editorials…and that’s saying something!!!
My parents had Blue Cross which was a major company back then. Don’t remember it being non-profit. What companies were non-profit?
My point is that you and your friend (who got insurance despite pre-existing conditions) don’t represent the ‘majority of people’ either.
How so? Are you saying most people have uninsurable conditions because I would disagree. We both had pre-existing conditions. Additional costs were assigned. This is different than getting shut out of the market which can be better addressed than starting up a huge government program. The money will have to come from somewhere.
I’m pretty sure insurance can have copays. But like I said, your coverage could be utter rubbish for all we know. Please don’t confuse the thread with your irrelevant anecdotes unless you’re willing to give real details about your coverage and show that it is available and affordable for real people with actual serious pre-existing conditions.
You and your friend are hardly data.
That said, this thread is about HCR outlawing private insurance, which I, among others, have shown to be utterly wrong. Ya dig?
No, I wasn’t saying that at all.
I gave you the name of my company. You’re free to pick through any UHC website and compare the cost of your own policy and I’ll sit back and make comments. I’m not going to debate my personal policy.
I chose one that was 47% cheaper than the HMO I was paying for and that doesn’t include what the company was paying. in reality the savings would be much higher. The savings covered the deductable in the first year so it’s a breakeven exchange if I need it and money in my pocket if I don’t. total payout coverage was the same.
HMO and private health insurance are not mutually exclusive.