Making Private Health Insurance Illegal

[Broomstick]

@Magiver

My parents had Blue Cross which was a major company back then. Don’t remember it being non-profit. What companies were non-profit?

Actually MOST Blue Cross and Blue Shield companies have been and still are non-profit. The biggest exception is Anthem/WellPoint, which is a for-profit company covering something like 14 states. There are a couple other for-profit Blues, but of the 31 or so primary license holders I think 27 are still non-profit.

Blue Cross and non-profit are not mutually exclusive.

[Magiver]

@Broomstick

HMO and private health insurance are not mutually exclusive.

You’re right but HMO’s are expensive for what you get. You can build an insurance policy into an HMO but I couldn’t see the advantage.

[Lobohan]

@Magiver

I’m not going to debate my personal policy.

Then why bring it up as evidence that anyone can get affordable coverage despite pre-existing conditions?

[Magiver]

@Lobohan

Then why bring it up as evidence that anyone can get affordable coverage despite pre-existing conditions?

I didn’t say anyone could. I acknowledged it was a problem that would be better addressed on a smaller level then diving into another expensive government program.

You’re contribution to this debate is to tell me I don’t know what insurance I have. I assure you I’m not a member of Congress and do not rush through contracts without reading them. You also suggested that I think everything is fine. I’ve said nothing of the sort.

[Lobohan]

@Magiver

I didn’t say anyone could. I acknowledged it was a problem that would be better addressed on a smaller level then diving into another expensive government program.

You’re contribution to this debate is to tell me I don’t know what insurance I have. I assure you I’m not a member of Congress and do not rush through contracts without reading them. You also suggested that I think everything is fine. I’ve said nothing of the sort.

Actually my contribution to the debate was to show that the OP was completely wrong about what he thought was said on page sixteen of the house bill.

You’re the one foisting useless anecdotes and pretending they mean anything at all.

[Magiver]

@Lobohan

Actually my contribution to the debate was to show that the OP was completely wrong about what he thought was said on page sixteen of the house bill.

You’re the one foisting useless anecdotes and pretending they mean anything at all.

Except you’re wrong. According the quoted part of the legislation, YOU won’t be able to buy MY current insurance policy. In other words, you’re stuck with the new premiums.

[Lobohan]

@Magiver

Except you’re wrong. According the quoted part of the legislation, YOU won’t be able to buy MY current insurance policy. In other words, you’re stuck with the new premiums.

Yes, and they won’t be able to deny anyone coverage based on them being sick.

We don’t know that your coverage is anything special. It’s probably pretty shitty since you said you have a pre-existing condition and you bought it yourself.

But you aren’t willing to talk about it, so stop talking about it, would ya?

Of course all policies in the future will be based on the new law. How else would it be? :rolleyes:

[Magiver]

@Lobohan

Yes, and they won’t be able to deny anyone coverage based on them being sick.

We don’t know that your coverage is anything special. It’s probably pretty shitty since you said you have a pre-existing condition and you bought it yourself.

But you aren’t willing to talk about it, so stop talking about it, would ya?

Of course all policies in the future will be based on the new law. How else would it be? :rolleyes:

Best of luck paying for it. I’ll be retiring it when it truly hits the fan.

[Saint_Cad]

I havn’t read the law but here is my situation.
To add Cad Jnr to my group’s plan would be over $500 per month - 20% of my takehome
I got him his own policy, the same coverage as on my account - $40 per month.