Because you might not have a rope.
[WARNING: TANGENT]
REACH,
THROW,
ROW,
GO,
in that order
Keep as much distance between a drowning person and yourself. A drowning person will desperately try to climb onto anything that comes close, including anyone trying to rescue them, which could leave the authorities with two bodies to pull out of the water instead of one
Reach: If a person is drowning close to the bank, lay down and reach for them with an arm or leg, but keep your balance when reaching to them. Don’t let them pull you in.
Throw: If you can’t reach them, then try to throw anything nearby that floats or can pull them in: milk jugs, ropes, tires …whatever. If you have an empty milk jug, use it!
FWIW, my father almost drowned at the beach when he was a kid; the one thing he remembered of the day was a line of fishermen standing on the shore, well within casting range, staring and holding their poles.
Row: If you have a boat or raft available and can’t throw something to them, then go out and try to get them. This is a next to last resort because it takes time and a drowning person could capsize a small boat.
Go: Swimming out to the person should be a last resort and only tried by people who have received water safety training.
If someone is drowning, all you have is a milk jug and they are too far away for you to throw the jug to them, then you might swim out until you are about 5-10 feet away and then throw the jug the last few feet. DO NOT get within arms length for any reason. If they do somehow grab you, dive and get away.
Sorry for the long winded tangent, but this is sort of a personal thing with me. I hope I wasn’t completely inappropriate to post this here.