Medicaid vs employer provided health plan

Factual Questions
1

This applies to the US, Oregon in specific.

Previously my employer did not provide ACA qualified medical insurance. Since I’m a fairly low income person, I qualified for the expanded Medicaid (Oregon Health Plan) under the ACA.

Now my employer has changed their medical insurance and I think it is now ACA qualified. However the premiums I’d have to pay are a significant fraction of my income (around 9 to 10%). About 3 times more than what I pay in Federal taxes. And it doesn’t cover dental, which OHP does. My question is, do I have to switch to the employer’s plan or can I stay under OHP?

I realise I should be able to get an answer from OHP, but there’s only so long I can stay on hold. Their hold times are extreme right now. And my employer wants an answer fast.

Sorry if this is the wrong forum.

2

Rather than waiting on the phone, I recommend starting at https://www.healthcare.gov

You may not be subject to an ACA policy if your income is too low and in that case, that site should know what OHP coverage might be.

3

Thanks for the link. I didn’t think to try there although I did try the FAQ at the OHP site. Looks like at my income level, I still qualify for OHP.

4

Good. This link might help too.

https://tbplan.com/health-insurance-cover-oregon/aca-income-table/