Money's earliest origins

What are the earliest origins of money? I’m talking the first time any society moved beyond a strict barter system. (You give me something I need; I’ll give you something you need. You do a service for me; I’ll do one for you.)

What assigned the value to ‘valuable’ currencies such as gold, jewels and spices in those earliest days? Their rarity? Their beauty?

And isn’t it a very new development that monetary systems have developed their own intrinsic value (example: the U.S. dollar) without being representative of some other commodity perceived as valuable (example: the old Gold Standard)?

I’ve got this scenario in my head where some guy, hundreds or thousands of years ago, is trying to explain to other guys why they should give him some goods or do some service in exchange for that earliest currency, that he claims * represents * something valuable. And they look at him like he’s a lunatic.

How did this get off the ground?


“You had me at ‘Hell no.’”

All I remember is that the use of metal for money can be documented back to 2000 BC (somewhere in the Middle East IIRC), and the first use of coined money was in Lydia, a state in Anatolia (Turkey), around 700 BC.

Hey, that’s not the interesting question - at least that guy’s money was valuable by itself. The first coins were electrum (gold/silver) and minted before 700 BC. These metals have always been valuable. It’s a fair trade for goods and services.

The interesting question is why people have any faith in today’s money, which is largely backed by nothing. Our money only works because, like the God or Santa, we chose to believe in it. Were we all to say, “I don’t believe in US currency” it would all evaporate. Our money is imaginary.


Hell is Other People.

Early money was just an extension of the barter system.

You could use anything as “money”. Things such as fruit and eggs had value. The more you had the more wealth you had. Unfortunately, you had to store it carefully and spend it fast.

Money was developed to let you save wealth and to make it easier to barter.

This led to the use of more durable items, such as jewels and metals.

Early coins were just some leader making an official statement that that coin was indeed copper, or silver, or gold. You could save it, trade it, or melt it down and make something out of it. It was worth only what a chunk of metal was worth.

You still bartered with the coins.

AS you pointed out, money doesn’t rot. It is liquid, and storable.

Money is just a marker that has a rough value in unspecific goods. as long as everyone agrees to roughly what the marker can be redeemed for, it has value. and it is to everyone’s advantage to have money. It just makes sense that the first money was made of precious metals which were disireable, non-perishible and rare.

IIRC the first money was metal coils.

I think Discover magazine had an article on this last year.


“The dawn of a new era is felt and not measured.” Walter Lord

Milossarian asks:

Six of one, half a dozen of th’other, most likely. Spices (using the term broadly) are rare (or at least difficult to get if one lives far enough away) and useful. Gold, silver, and gems are rare and beautiful. Gold and silver (also “treasure” metals such as electrum and bronze) also have the advantage of being malleable and durable. The earliest coins were lumps of gold, silver, and electrum of standard weight, stamped with the royal seal to guarantee that they were of that weight (we remember this to this day with monetary terms such as “pound” and “mark”). Try doing that with a diamond or a vanilla bean.

The idea of coinage was probably invented, as Arnold says, in Lydia, although perhaps a bit later than 700 BCE (it was one of those ideas that seems obvious after the fact). All coins were at least nominally specie (made of the treasure metal(s)) for a long time thereafter (although debasing the currency was probably invented during the tax season immediately after coinage was).

Token currency (redeemable for specie or bullion) is probably dateable to China during the Yuan Dynasty (private money orders go back at least as far as the T’ang). The first known issue of paper currency was in 1236 CE. The paper currency was nominally redeemable in specie at a slight discount. In the late XIII and XIV centuries, nominal token currency was issued by the Yuan in ruinous amounts without regard to the government’s ability to redeem it. The Ming tried to resume the use of paper currency, but found themselves unable to get it into circulation; they had to revert to the use of copper coins, and gold and bullion.

Other examples of ruinous inflation were revolutionary America, revolutionary France, and the Confederacy. Generally, governments were carried away by the possibilties of printing up gazillions of dollars (or francs), and failed to take into account the ill effects thereof.

The gold standard (as opposed to coining whatever was at hand) came into effect piecemeal in the late XIX century, and was perforce abandoned in the early 1930’s as economy after national economy came unstuck at the seams. The U.S. (to which financial mastery had passed) maintained an international (although not internal) gold standard until Nixon disavowed the redemption of dollars held by foreign governments for gold. The era of the pure fiat (one that gains its value from pure government command, not one that is backed by Fiats) currency had arrived.

No proposal has, or is likely to, gained acceptance for a backing of contemporary currencies for the reasons that:
[list=1][li]No one good is abundant and durable enough to represent the world’s economic activity, and;[/li][li]Governments, despite the fact that no one has figured out how to repeal Gresham’s Law, still view running the printing presses overtime as the economic weapon of last resort.[/list=1][/li]Quite a few governments have recently adopted the U.S. dollar as a store of value, formally or informally, but since the USD is a fiat currency itself, this just pushes the problem back one step. It’s still turtles all the way down.


“Kings die, and leave their crowns to their sons. Shmuel HaKatan took all the treasures in the world, and went away.”

So, if I’m understanding correctly, the earliest currencies – gold and other precious metals, jewels and spices – were determined to be valuable because they were scarce and, basically, because rulers and other influential people said so.

Hmmm … not all that different from the ‘phantom value’ of our U.S. dollar today …

Phantom value, indeed. After thousands of years it’s finally dawning on national banks that gold has no real value beyond jewlery-manufacture. Governments across the world are selling off their gold reserves as discreatly as possible. I’m amused by the survivalist types with there caches of Kugerands. Who knows, they might not taste too bad with enough ketchup.