I see a bunch of stuff wrong on my credit report after my BK was discharged. I am just looking at Equifax right now so I have not checked the other two. Can I just send one letter to them and address all these problems?
This is what I found:
2 hard inquires from accounts I had during BK, that I did not authorize
One of my previous addresses is a PO box I never used.
Three accounts showing charge offs, that don’t say “Included in Bankruptcy”
A Voluntary surrendered vehicle that shows Repossession, and does not say included in bankruptcy.
Should I also send a letter to the creditors? The biggest offender is my former credit union that has 2 accounts showing charge off and the repo.