My credit report has the wrong birth year...help?

Out of morbid curiosity, I ran my credit report this evening. Under the “birth year” section, the year is- well- a year off.

I’m not quite sure who to contact about this or how to rectify this situation. FTR- I used FreeCreditReport.com, if that makes any difference.

Who should I contact? This isn’t going to be easy to fix, is it?

Ya’ know, I have a sneaking suspicion that the report is right and my parents have been lying to me for 19-- I mean…TWENTY! years :wink:

www.annualcreditreport.com is the official site.

Or, just go through Transunion, Experian and Equifax. That way you know no one is trying to hose you.

it should be fairly easy to fix. Once you find out which agency has the bad information, send them a letter by certified mail that includes the page from your report with the bad date highlighted, a copy of something with your birthdate on it ( a driver’s license) and a nice letter.

The address and birthdate information on these reports usually comes from information one of your creditors punched into some system. Someone could-have fat fingered a key and it got onto the credit report.