I’m rebuilding my home after a fire earlier this year. Most of the damage is to the interior of the kids’ bedrooms, but the flames got out one window and torched the eaves, and there is soot on all exterior walls.
The lower half of my exterior walls is brick. Above that is what looks like white painted plywood. There is mildew on the facia, and the 43-year-old soffit is rotted out in a few places. Plus all the soot and melted vents.
My insurance is paying to remove and replace “hardwood panel - paint grade” on one exterior wall. My builder is proposing to upgrade the siding, soffit, and facia on all exterior walls to Hardie “fiber cement lap siding”. They’re asking $5.73/ft for facia, $5.38/sf for soffit, and $4.62/sf for the siding itself. Total upgrade cost is $6900. Between my insurance payout for my belongings, and generous donations from friends and family, I’m able to replace my stuff and still have enough left over to cover this. Is this upgrade worth the cost?
Need answer fast; there’s a break in the weather next week so the builder wants to start on Monday.
TL;DR: I’m fixing my siding. Is it worth $7k to upgrade from painted plywood to Hardie board?