Last year some time, a friend game me a $50.00 “Visa” gift card. It was issued by “TCF National Bank.” Knowing that some of card issuers frequently loaded up these cards with conditions that systematically reduce their value, I called to check its value.
I find out the card is now good for only $5.00! Not having been used within 6 months, they started deducting $5.00 a month for a $5.00 “Maintenance Fee.” What a rip!
Anyway, as it’s my belief the government has subsequently prohibited these issuers from attaching these types of conditions, is there any chance the issuer will relent if I call and complain? Anyone ever attempted to do this? If so, were you calm/business-like or did you sound outraged (which I am, BTW)?