Definitely check with your insurance before buying, and get a quote. @Lancia lives in a different place than you, your rate will be tailored for where the care spends all of its time. I’ve seen several mentions of super high insurance rates for Kias on the Reddit personal finance sub.
Your insurance company might say that it won’t be super expensive, so at least you’ll know!
My daughter has had a Kia Soul for 5 years and loves it. Her car WAS the victim of the incredibly stupid Kia Boyz trend. (She has to park on the street, so her car is probably more vulnerable.) Whoever attempted to steal the car was either incredibly dumb or incredibly high because they didn’t manage to steal the car or take it for a joyride. They smashed the rear window and messed up a bunch of wires, which they left hanging below the dashboard. Repairs cost thousands, but insurance covered most of it.
After she got the car back, she started using very visible anti-theft devices and hasn’t had a problem since.
ETA: That was over a year ago, and her insurance hasn’t gone up (yet).
I drive a 2020 kia soul. I’ve not had any issues with attempted theft, and I did have the update done.
That said, my insurance has gone up a LOT. At one point it was just under $100/month. It’s currently $165/month - just for auto. I’m 50, F, with a clean driving record and no auto claims.
I’m going to be looking for alternative insurers - I’ve heard that some aren’t writing new policies on Kia/Hyundai cars, though I don’t have a cite for that.
I’m considering trading mine in - but the problem is that I really like this car. It hauls what I need, but isn’t super big. It’s not paid of, though there’s not a huge amount left, but because of when I bought I’ve got a super low interest rate, so I haven’t convinced myself to really consider this seriously.
As others have mentioned, the potential buyer would want to do some research into how big has that Kia Boyz issue been in the areas where you will be parking the car. That will affect statistical risk and insurance rates, the latter of which can be an indirect indicator (the insurance companies being probably a lot more meticulous about what costs them claims). As cars per se, everything I read points to 2020s Kias/Hyundais being perfectly cromulent vehicles,
That seems very high to me, though I haven’t shopped around much. I just paid my six month premium of $531 (=$88/mo) a few weeks ago. It’s a 2013 Mazda 3, State Farm full coverage, $500 deduct, registered in the City of Chicago. There’s a little discount for my homeowners’ policy but I doubt it’s more than $10/month.
I’m in Atlanta, and rates for Georgia as a whole went up a couple of months ago, but the Kia rates had already gone a good bit at the previous renewal. I’m also State Farm, full coverage, $500 deductible. Looking at this Atlanta’s rates do tend to be higher on average than Chicago’s. Mine are lower than the Atlanta average, but yeah, that rate increase still hurts.