Sorry. I don’t buy this. You and I are using “luck” in very different ways, I think.
Is it “bad luck” when you suffer a severe financial setback? Maybe so. But when you live prudently, you are in much better shape to recover from that sort of bad luck. If you focus mypoicially on an incident of “bad luck,” you may conclude that there was nothing to be done - that this event was simply going to be crippling.
I look around and I see people living paycheck to paycheck… and I’m not talking about minimum wage people. I’m talking about people making $80K; households making $110K… and they are strapped. Why? Because they have to have two new cars, and a wide-screen TV, and a vacation in St. Thomas every year. Then “bad luck” strikes - a job is lost, a medical emergency hits. And the house of cards comes tumbling down.
And there you are, gazing dully at the results and mumbling “Oh, it’s just bad luck - if it happened to you, you’d be in the same boat!”
NO! It wasn’t luck. Who told them they had to have two new cars? I drive a nine-year-old car. Who told them they had to have a plasma TV? I have an ordinary, regular, non-HDTV, television. Why? Because I know that disaster can strike at any time. I know that if the forcast calls for wind, there could be a hurricane coming anyway. So I save. I invest. I don’t live beyond my means. I live UNDER my means. Because I have been hit with disaster before, and I’m sure I will again.
But these assholes that frolic merrily about, running up to the absolute limit on their credit cards having fun - fun I would LOVE to have - get hit by a disaster and they have no safety net. They sink.
And then you want me to bail them out. Because I have money.
Yeah, I have money. Because I didn’t do all the stuff they did!!
You’re just not very bright. You’re probably dumber than dirt, in fact. It’s selfish for me to object to saving people from disasters that their own choices exacerbated?
Bull.
And who are these people just as smart, determined, and hardworking as I that are still having serious trouble? Find one for me. Seriously. Point one out.I bet that you’ll find a LACK of determination in their past, a willingnes to squander opportunity instead of take it. Show me I am wrong.