Obtaining financial aid for college

I think you have to be a full time (12 hours or more) student to get financial aid.

A college here has a $149/hr fee however when you get 12-17 they charge a flat $2378 fee a semester. obviously they do this to get money as this translates into 15.9 credit hours when alot of people only take 14 or 15 or so.

Anyway, in regards to finanacial aid in some semesters i will (should i attend) be taking about 10 or 11 credit hours.

Could i go to the local community college and take some 2-3 credit hour course and still get financial aid?

I would end up taking 12-14 hours that way, which makes me a full time student, but id be taking 10-11 at the expensive college and 2-3 hours at the community college.

Where do you live Wesley?

Indiana. The expensive college is IU bloomington, the cheap college is Ivy tech.

IRCC TO get PEll money you have to be full time. However I did hear of some rumor that there is Aid for part time students (federal) Other then that I can’t help you. Ever state runs their programs diffrent, and I’m in NY.

Well the thing is i would be full time with this plan. however id be going to 2 different colleges to be full time, i dont know if that would be a problem to get grant money.

I wouldn’t want to go full time at the one college (IU) because full time is $2378 a semester when taking 11 hrs at IU & 2 hrs at ivy tech is $1799 a semester.

Pell Grant: If you’re eligible, the amount varies by school. If you are eligible, you are eligible. Period. But you need to be a full time student.

You fill out your student financial aid form, submit it to the Government, then you take it to the college. The college will tell you what it’s worth there. So, for example, your Pell Grant will be worth more at a Notre Dame than at Ivy Tech.

Some colleges have recipricol agreements. You can take classes at the other school. But only when they aren’t offered at the major school you are attending.

If your goal is to try to pay for less by taking English 101 at Ivy Tech and then taking other classes at IU it won’t work.

Beyond Pell, there are various loans, subsidized and unsubsidized. You want the first, because the interest rates are low and you’ve got ten years after graduation to pay them off, etc. Again you need to be full time to not have to start paying back loans.

Both Ivy Tech and IU have good advisor programs. If you’re out of school already go to them. Ask your questions. decide whether you’re a hands on General or a big picture General. If you’re a hands on General go to Ivy Tech and get started cheaply. You can always become more big picture, later.

Small ademdem to what hroeder said. You don’t have to be full tiem to aviod paying back the loans, you have to take at least 6 credits.

It depends on your financial aid.

Some grants and scholarships may require you to take at least 12 hours.

Others, and most loans, will allow you to take less. At the same time, your aid will be pro-rated. I took only 9 hours my last semester of college, and I was given only 75% of the value of my scholarship for that semester.

As far as taking 10 one place and 3 another to be full time - most likely not. Each school’s financial aid office must submit reports on students recieving aid at their schools and their enrollment to the governement agencies that administer financial programs. One school would not be able to verify your enrollment at the other, so you would not be able to get governement monies for a full time student. In fact, you may not be able to get moneys for the 3-hour school at all, but I’m not sure. In the same vein, aid given by the schools will only be based on the hours you are taking at that school, so you will not be considered full-time.
You may be able to find some private scholarships that will accept enrollment verification forms from both schools and consider you a full-time student.

The financial aid office at your campus should be able to clarify any questions about your eligibility for aid; that’s their job and they really tend to know their stuff. They will be able to tell you if you can keep you aid if you are part time, or if there are other aid programs you will need to look into.