Locally, the RC supports fire departments with food and water at large events, and assists structure-fire victims by arranging shelter, food and clothing for people (and even pets, if they can). The OP fails to convince me that my contributions are so likely to be misappropriated that I should withold them or give them to other organizations that don’t perform these particular functions. So I won’t “F” the Red Cross, unless by “F” you mean “Fund.”