Why is it being cancelled because of Obamacare?
That’s what the insurance company tells me. It is being canceled, due to Obamacare regulations and legal requirements, and they tell me to go look on the Exchange.
If you’re talking to me, then define “better”. If it’s got equal or better benefits, with no increase in cost and I can still use my existing doctor and hospital, sure. So far you haven’t told me that. You only told me the benefits would be better.
I’ve got a car for sale that is better than your current car. Why don’t you want it?
So, Hentor, would you say Obama lied to me when he said I could keep my policy if I liked, it, PERIOD, NO MATTER WHAT or not?
Did you check to see they weren’t lying to you? It is a possibility, no?
Exactly how do you propose I check it? I had this policy for the last 5 years (I am sure they had it much longer than that). Do you think they decided to cancel it just for the hell of it, and it is just a coincidence that the end of the policy coincides with when Obamacare law is kicking in?
Read?
Call them and ask what provision of the law made them change it, if they didn’t give an specifics in the letter.
No, I think they may have done so in order to get you to buy a more expensive policy.
If you are referring to my post you are arguing a completely different point. The administration deliberately wrote regulations concerning the grandfather clause to make the number of plans that could be grandfathered very narrow. That was by design and was known by the President while he was out there saying that we could keep our plans. Period.
Not for the hell of it, but to cut their costs, using Obamacare as a useful pretext, made especially useful by the cloud of lies that covers it, lies told by the likes of themselves.
So, if this policy is employer-provided, why aren’t they providing something better? And, if they aren’t going to, doesn’t that give you the incentive as well as the freedom to go find a better *employer *as well as a better health plan?
Wait a minute. I’m not finding that all that convincing, or relevant. The insurance companies aren’t preventing people for shopping on the exchanges. Why should they tell their customers that a competitor might have a better plan for them? When I go shopping for a car, I don’t expect the Honda dealer to tell me that the Toyota dealer has a better car for my needs.
They won’t tell me. Definitely not the call center person I call.
They didn’t offer me any more expensive policies. They told me to go to the exchange.
That’s moronic. They ran this policy for at least 5 years (probably much longer) while what - losing money? And they NOW decided to cancel it to “cut their costs” when they could cancel it at any time before, without any pretexts?
It is not employer-provided.
I can’t answer for Terr but I can answer for mine - actually my son’s. Under ACA, all health insurance needs to have dental attached to it if you are under 18. My son’s did not since I have him on another dental plan. So his was cancelled and replaced with one that is $20 more expensive per month and a couple thousand more dollars for the out of pocket annual max so that he will have a dental plan he doesn’t need.
So yes, there is one data point for a policy being cancelled because of ACA.
I’m not.
Could be the reason for the canceling of mine - it didn’t have any dental benefits, for kids or adults. And I liked it that way. The extra couple of hundred $ at most that they would kick in towards that certainly doesn’t justify the multiple thousands more in deductibles and out of pocket expenses in the exchange policies.
The administration knew that a ton of plans on the individual market would lose grandfathered status and stated as much in the Federal Register in 2010. On top of that they also admitted that almost half of large employer based plans would lose grandfathered status. This was the plan from the beginning.
Did you read the rest of that Fed. Reg. entry? Because it pretty much demolishes your point.
What page? I couldn’t find it, but the document was so many pages I gave up pretty quickly.
Feel free to point out anything that demolishes my point…or should I take your word?