Parents:when will (did) you stop bailing out your kids?

I think there is a middle ground, and in my family’s case, my parents were at or slightly to the easier for me side of the line.

We were supported through college because my parents felt that was what they wanted for us, and the fact is that these days it’s hard to get a good job without at least a first degree. Also in England at the time I went it was the norm to get a grant and go away to college, there were no loans.

So my parents paid my grant shortfall, forbade me to work in term time because college was my work, and expected me to work during the summers to reduce their contribution somewhat.

Then after I graduated I did take out a one year student loan to do a post graduate qualification, but midway through I became sick and wasn’t getting better. In the end they helped me to pack up the course and move back home for three months, so that I could concentrate on getting to the hospital, eating properly and recovering. My loan was frozen and I paid it back by myself. The course unfortunately went down the drain.

Once I was better I lived at home for a further six months while I applied for job after job in my field and was rejected because there was a hiring freeze on at the time. I did get a job on a local farm for that time and spent my days pruning ornamental bay trees! My parents (this bit is cushy I admit!) told me to use the money for paying off my debt, and waived living expenses so long as I was applying for “real” jobs.

Long story short, they saved my bacon at age 22, and I will be forever grateful. They have continued to help out to their ability ever since, but I don’t expect it, and it has never been such big help again.

My brother did actually live with them for nearly three years in his late twenties and early thirties, because he was transferred on a temporary three month contract to a job in our home town. It seemed a good idea at the time to stay with our parents but the project was extended by dribs and drabs for such a long time that it became a burden to everyone. It was horrible because he couldn’t rent somewhere for such short stretches, and he kept being told his next job would be in a different part of the country. He finally (waaaaaay to late) solved the problem by resigning and going to another job and starting again. Would you have allowed that kind of circumstance, bird people?

We now have two children of our own, and I hope to do the middle ground thing. As both of our parents helped significantly with our college expenses, both my husband and I want to contribute to our kids expenses. But these days in the place we now live, it is monstrously expensive, and it is not possible that we will do as much as our own parents did. We have a savings fund appropriate to our current income, and it is reviewed every year. Sometimes it goes down. The kids will get what we managed to save at the appropriate time, then they will have to make the shortfall up themselves.

It’s sometimes a fine line between supporting adult children and enabling them, but I am grateful that I have always felt that I’ve been able to at least approach my parents and put my problems before them, with hope of being helped in some way, and not being told “on yer bike”

I’ll revise my statement then: any parent who is able to pay for their kids college, and yet opts not to do so, is a terrible parent and a bad human being.

In our society today, 18 truly isn’t a suitable age to realistically be sent out into the world completely on your own and hope to truly suceed. Sure, it can be done, but for the most part you are probably setting your kid up for failure by abandoning them as soon as you are legally allowed. People like that may SAY that they love their kids and are “building character”, but I think for the most part it’s a lie. They don’t truly love their children and are only taking care of them because the law says they have to.

First of all: You’re 10 and 8 years too late. Second of all: Fuck off, you snot-nosed little prick. Who in the name of holy hell died and made you the spokesman for the dispassionate parents eugenics movement? And while you’re at it, don’t start projecting the animosity you hold for your lame parents on someone who’s teaching their daughters how to be independent, productive members of society. How dare you, you whining, snivelling (and I assume lazy) piece of shit.

Before anyone goes and reports this post to either Czarcasm or This Year’s Model, keep in mind that though I did use a couple of insulting expletives, it was Blalron who went and spewed this vile attack on me and my children. No parent, no matter how much they are disagreed with, should have to hear or read that they had no right to breed from a Monday morning quarterback with an entitlement chip on their shoulder.

And by the way, by your own words; if 18 ‘isn’t a suitable age to realistically be sent out into the world completely on your own truly suceed - yet is still done’, what basis do you have for attacking me & my wife (as “terrible & unloving parents”) and my children (as should have never born been in the first place)?

Good. You said it not me. The last thing we need is more leeches with a ‘you owe me’ chip on their shoulder.

I agree with most of this. I’d like to think that most 18-year-olds can make it on their own if they really, really, work hard, but it’s hard to see how that’s possible for someone who, if they do go to college, still doesn’t really know what they want to do. College may not always be able to give that person that kind of direction, but it does give a student perspective, critical thinking skills, and the ability to communicate proficiently. Moreover, college is no longer the sort of thing that you can work your way through by washing dishes. So while I agree that parents shouldn’t break themselves to send Junior to college, to deny Junior any assistance when they are fully capable of providing it is callous. If you give to strangers by way of charitable contributions, why wouldn’t you help your own blood?

Oh, well don’t be afraid to tell me what you really think!

You seem like the type of person that is very good at intimidating people, and very good at bossing them around. And in a real world situation I’d probably cave in and run with my tail between my legs. If you’re daughter isn’t saying anything to you, it’s probably because she’s afraid of you.

This is the wrong forum for this. And I’m too emotionally invested in this issue to talk it over rationally. You want to pit me? Go ahead. But I’m bowing out of this particular thread.

[Official Moderator Warning]I don’t care who said what first, your response was way over the top for this forum and you know it. If you have a problem with Blalron you can take it to The BBQ Pit-if you have a problem following simple rules and/or controlling your temper, you can take it elsewhere.[/Official Moderator Warning]

My son is in danger of failing high school. This is due to laziness not lack of talent. He is very intelligent and capable of doing anything he puts his mind to as he proves whenever he likes something. He has been told if he doesn’t graduate he is out at 18. If he meets us halfway (meaning he continues to work at being independant and doesn’t sit on his ass and play video games all day) we will help support him for as long as it takes. That includes financial help and a place to live. I don’t think that is unreasonable.

I’ve always seen college as the completion of a child’s education, not an augmentation. I would no more send my child out into the world without a college education than I would with no clothes.

In today’s world, a person without a degree is in for a long, uphill battle, and most likely, a series of low-paying menial jobs with no potential for advancement. Sure, for a select few it may have vague benefits of “character building”, but for most, it’s just going to be stunting their potential.

18 is not a magical number which absolves a parent of all responsibility. Perhaps it may be* legal* to cut them off at that point, but it certainly doesn’t seem ethical. If I bring a child into the world, it is my duty to see that that child is equipped to be a productive member of society, which includes seeing that they have all the tools they need to get a good job, the chief of which is (at least) a four-year degree.

If, after being given these opprotunities, they chose to fail, then, of course, you have to put your foot down or become an enabler. If a child is truly working hard and trying to succeed, it’s just cruel for a parent not to help if they are able to do so. That said, it should be remebered that it’s equally cruel to enable a lifestyle of sloth and irresponsibilty.

I was an enabler for a variety of reasons. When it was time, we told him he needed to make plans to begin his independent life. Since then, I’ve helped with dental bills, but he’s doing fine on his own now. I don’t believe that tossing a kid out with an expectation that may or may not be realistic is always the best answer. Each family is different and what’s good for the Smiths may not necessarily be good for the Joneses.

I’ve cut a somewhat unspoken deal with my parents. As long as I’m in school (for a reasonable time) they’ll help me out here and there. I don’t get a whole lot of money on a grad school stipend (something my parents understand quite well, considering their own academic histories) and it’s nice to know that if I really need a month’s rent or something they’ll do their best to help me. Similarly, right now the car I have is “my” car, but the title is in my mother’s name and they’re paying the insurance. I pay gas and take care of the maintanence. Having me on actually helps their insurance somewhat. They’ve kept me on their health insurance as long as they can (the way it was set up paying for four people was the same price as three people and they’re still covering my brother as he makes it through undergrad) but I’ve got to go and get my own for the next calendar year as the plan no longer allows them to cover me. As far as I’m concerned the deal is terminated once I stop school or get married and could be over earlier than that, though I haven’t brought it up and I would probably be the one to terminate it. And I’ve got my debt to them from earlier set up in Quicken with it accumulating imputed interest–it shall be paid back some day. As for day to day stuff, I’d never ask them for help. Covering a month’s rent because the school isn’t paying me in time? I would ask, though I’d hate to, and they’d get paid back as soon as the check came in. Running out of money because I went overbudget for something that wasn’t a crisis? I wouldn’t ask. Too much personal pride.

My son did fail out of high school. Something my husband and I saw coming throughout his high school career. No amount of meetings with counselors and/or teachers on our part, no amount of punishing, rewarding, talking, begging, you name it, would get him on the ball to do his share and graduate high school. And he’s a very, very bright kid. Sheer laziness kept him from passing his classes.

We told him the exact same thing. I was willing to let him stay with us if he were to go to college, and I was willing to help with tuition, books, anything I could afford, all I wanted was for him to graduate and hopefully go on to college.

And he was told that if he failed out of high school, then he was deciding to join the working class, and he’d have to do it on his own. He dropped out last year around this time. I called a couple of local adult high schools and GED programs and got some information for him to at least get his GED or diploma equivalent. Even with continuous prodding on my part, he never followed up on any of them. Only after constant arguing did he finally get a job.

He turned 18 this past March. We gave him 30 days after his birthday as a deadline to find a place to live, which he did. He’s been living on his own (with roommates) since then.

He hasn’t been working for the past couple of months and probably won’t be able to make his rent payment this month. I have no idea where he will end up, but I do know it won’t be back in my house.

FWIW - my parents didn’t pay for me to go to college and I still turned out OK. I also graduated from college with no debt, so there you go.

Not that that makes me a super-star or anything, but I sure didn’t feel deprived because I actually had to pay to finance my own future.

So far, it has been a two-way situation with my parents. I only ask for food, a place to stay, and some little things here and there. They will also be helping me pay for college, but within limits. I refuse to make them pay for everything, like they are doing with my sister.

They are also completely irresponisble with money and quite often fail to plan ahead. Fairly often, I’ll bail them out here and there with a couple hundred bucks, just so they can keep on top of bills.

If I turned out to be a coked out 50 year old, I am pretty confident they would bail me out. They cave easy and can’t see past parental “love.”

Well, you can get around this. Instead of giving them the cash, pay the electricity bill for them. Show up with groceries and clothes for the kids. But don’t give them cash.

For me, it was a source of pride to be out on my own and supporting myself and my family. Oh, there have been some lean times, but even during the lean times, I refused to take any money from my folks, even when they offered.

As for Ivyboy and Ivygirl, as long as they’re in college, they can live at home. But we currently have them in private school (public schools in our area are abysmal) and have told them that they have to get scholarships, grants and loans for college, because we’re spending their “college” on them now. I got through college on my own, with no help from my folks. I think it forces a maturity level and sense of responsibility when they’re flying without a net.

May 15, 2005 for me (26 years old) which was the day I collected my J.D.

and in 2007 they’re cutting my sister off (when she’s a full-fledged doctor).

In reality I doubt they would ever really “cut us off” but if we get into trouble with money past the point of having nice jobs and good salaries I think they would probably get really angry. And both of us would deserve that.

There was never an issue of drugs/irresponsibility based trouble with me and my sis. Neither of us felt the incentive and were too busy studying anyway. That and we’ve always appreciated that what our parents did for us and we knew that even a hint of that or harmless experimentation would have made them crazy. So we didn’t.

It’s amazing how emphasizing education and helping us along with school turned me and my sister into two lazy drug-addled denegerates that are part of a “we-want brigade.” :rolleyes: Everyone hails from a different culture and has a different concept of how to raise their children (not to mention the fact that everyone’s kids are different) but last I checked I was hardly collecting welfare because my parents helped me supplement my law school loans (had an academic scholarship to undergrad).

As a 56-year-old offspring of an 83-year-old father who has nothing much to do except find ways to give me money, I have sort of the opposite problem.

When we were teenagers, my father gave my sister and me that speech about 18 years old and out the door. We knew he didn’t mean it literally, but we got the message - no lifelong meal ticket at my parents’ house.

Once I moved out, I was completely independent. I did get in financial difficulty once and had to ask for $500. There was no payment plan, and I didn’t pay it back. But a few years later my father wrecked his car, so I calculated up the interest to date, and sent him a check for $1200. (He returned it, with good reason, a different long story). That was fine with me.

Last year I bought a house and needed another $10K for the down payment. He loaned it to me, with a payment plan this time, and I have been paying faithfully. This is also fine with me.

On his recent visit, I was moaning a little about how worried I was about the possibility of my income being reduced even a little (work issues) and how I might lose the house because I was just scraping by as is. He astounded and appalled me by saying that I shouldn’t worry, I wouldn’t lose the house, he would do whatever it takes (he has enough money to back that up) to make sure I kept the house.

That was not what I wanted or expected to hear from him! I knew I was going out on a limb when I bought the house, and if I did have to sell it, we wouldn’t suffer, the housing market has guaranteed a sizable profit. I wanted him to sympathize a little and that’s all. It’s hard to explain how disappointing his response was - it’s like he doesn’t believe that I’m an adult and that I should bear the responsibility of my own actions. I actually don’t want to be bailed out, but he won’t hear it.

I know I’m complaining about nothing, it is nice to have that sort of backstop behind me, I just thought I’d present a different perspective.

Bwaaaahahahaha! Revenge is possible! Sue your kid for support! Ontario Family Law Act: Obligation of child to support parent http://www.e-laws.gov.on.ca/DBLaws/Statutes/English/90f03_e.htm#BK34

I guess I was lucky, for in my family everyone did their best to help each other. It is good to know your family will be there for you. It is even better knowing that you will be there for your family.

In my case, I started university with my parents covering what I could not earn in the summer, but after a couple of years I was the only breadwinner in the family, and then in grad school I ended up caring for my parents as they passed away. Shit happens. How families deal with it by working together and supporting each other makes all the difference.

Would I support a bum indefinitely? No. Would I cut off a young adult upon his or her reaching a pre-set age? No. But those are extremes. The norm is to do your best for your children, and for your children to do their best for you.