Unless you really are planning to kill your kid too. In that case, please leave it all there for the cops to find.
It gets worse. 
Video starts auto-playing. Warning if you’re at work, like me.
Sorry about that!
Is there any good reason to take out a life insurance policy on one’s toddler?
I was thinking it was just an article.
Summary of the article please, for us who can’t risk the video autoplaying? Ta!
Sure. The cost of funerals is horrendous, and you no doubt will spend time off work trying to cope: if you’re innocent that is. A $25,000 policy sounds completely reasonable. I do think he’s guilty though.
The father spent the day sexting with six girls and women (one was 17 and he had sexted with her when she was 16). He also looked for articles on reddit about living a child-free life as well as about surviving life in prison. There’s a bunch of other stuff related to his reactions and those of his wife.
Also, they had two life insurance policies on the child, one for 2,000 and one for 25,000.
Thanks, I hadn’t thought of funeral expenses. I think of life insurance as replacing lost income.
I can’t imagine taking out policies in case of my kids deaths, though.
Well, here’s a few select quotes. There’s other stuff too.
Here’s the article from the link above…
The Georgia dad charged with killing his toddler son by leaving the boy in a hot car all day was exchanging graphic texts with multiple women, including a teenage girl, in the hours before he found the boy dead, a detective testified today at a court hearing.
[Removed full text of article]
Sorry for the double post!
I don’t think we should be posting entire articles.
Apparently the couple had been using a front facing car seat and switched back to rear facing a couple of weeks before the child’s death.
Holy fucking shit… this is foul.
This doesn’t look good, at all, for the parents. I’m having a hard time maintaining objectivity here. I’m trying to figure out a scenario where this might not be what it looks like.
That poor, poor, kid. :mad:
I had never posted an article before. Next time, I’ll paraphrase the article for sure! 
I’m wondering if the mom is at fault as well…they make me sick!
According to another article, the front facing car seat was in the mother’s car, the rear facing one in the father’s. Same source says the child had outgrown the seat in the father’s car.
Most parents take out a whole life policy on their infants. I have one for my son. It pays small dividends, and can be used as collateral. If he dies young, it will just cover funeral expenses, but more importantly, it’s a guaranteed policy that costs very little per month, and that he can have his whole life, so even if he end up with a condition like diabetes that makes it really difficult for him to get life insurance, he will still have this policy, and by the time he is middle-aged, it will be significant.
My parents took out one for me when I was a baby, and it paid a dividend that rose a few dollars a year, which my parents let me keep, so every year I got a check that was about $10 (in 1970s money), and it was fun. It matured when I was in college, and I got $1,000, at just the right time, because I was planning on spending a year at Gallaudet, so it paid for my traveling expenses to DC, and I had enough to bank for my book fees and living expenses (I was in a dorm, but you have stuff, like toiletries, notebooks, campus events that require tickets). I still have the policy, and it’s not huge, but would cover my funeral about 3 times over. It can be cashed out, but not for full value, so I could use it as collateral for a loan, although I never have.
$25,000 is ridiculous for anyone other than rich people who also carry kidnap insurance, or children who work, like children in the entertainment industry, and the second in mainly because parents might have to pay back an advance if a child died in the middle of a project. If the child actually supports the family (and the parents are salaried as the child’s managers, or something) the child will be insured for a lot more than $25,000.
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Thanks, we’d appreciate it.
A short representative quote, followed by a link to the original, would also be acceptable.
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