So, its that time of year again. Health insurance is large in the minds of us folks living in the Guest House.
Looking at plan details, something I’ve never understood is individual deductible and family deductible.
How does that work? If I go to the doctor for whatever and pay my deductible does that go to the family deductible or individual deductible? How is it decided which deductible my money goes to? Do I have it all wrong and the individual deductible is for a plan with just a single person on it where the family deductible is the one I am liable for?
I don’t need or want a highly detailed and tailored to me specifically answer, just a basic overview please.