My son is in your position. None of it was of his doing, yet he is a valuable person despite these setbacks. He hasn’t allowed himself to become bitter or less effective or less caring. He is a success in anyone’s book. I bet you are, too.
I’ve tried to keep as positive an attitude as I can throughout my ups and downs, but sometimes it gets very hard. I’m okay right now. Strangely the Covid lockdown has been good for me, it has given me some breathing space and a feeling that there may be positive change on the horizon.
As an ex-SEAL Team 6 member who just happened to make a little cache with my invention of a little item called “the internet”, I resent this implication. So does my wife, Morgan Fairchild.
Maybe ten bucks.
Now do a poll on penis size.
I think this is correct. My co-op (apartment to everyone outside of NY) in Manhattan’s upper west side is incredibly high priced and keeps going up by leaps and bounds. I bought it 25 years ago and without selling it, I couldn’t afford to buy anywhere near this location now.
Also, just for Surreal, my penis is small but very quick, and works whenever I need it. Who could ask for more?
I am a vhnwi due to selling the family business.
Sorry for those who dislike unexplained initialisms , a very high net worth individual is someone with a liquid net worth in excess of five million dollars.
5 million? That’s it? Then is Bezos a vvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvhnwi?
I didn’t make up the term, it is just a standard in the investment world. I get reduced fees from my broker by hitting the five million mark. Next threshold is 30 million.
Is there one below it? Hnwi?
I looked into this. $1-$5 million are “millionaires next door”. >$5M are vhnwi.
Everyone wants a label. 
I have a great deal of equity in my home (greater Boston), but most of my personal equity is in my 401k, both from past jobs and my current one. I also have a pension from my first job which isn’t huge but a nice bump. My wife’s net worth is tied to her teacher’s pensions (two different states) and 403b. We have other assets and savings, but our retirement funds dominate.
I judge my net worth in terms of how much I help make the world a better place for my fellow humans to live in, particularly those of us who weren’t born with the same advantages that most of us have just been given by lottery of birth. And also in bitcoins.
I think they even out at about negative $3.50.
You must own a LOT of bitcoins. 
Assuming you’re serious in the first sentence about making the world a better place, read this article from The Washington Post Magazine (paywall warning), about people who practice “effective altruism,” giving large percentages of their income to charities but think about where the money can do the most good.
How many billionaires can fly under the radar while giving away all of their money. Chuck Feeney
I have to admit that I just reread the OP and I’m confused by the OP instruction for calculating home equity.
“You can include house equity without subtracting the mortgage amount -“I put down 120K on my home and it’s worth 80K more now — 200K.
This doesn’t seem standard — or correct. Your equity increases as you pay down your mortgage and this method doesn’t reflect that.
Why not calculate it as “What my home is worth”minus “the outstanding balance on my mortgage“? Which is how I calculated mine.
I would’ve been richer by using your method because I recently refinanced and took out cash.
If I had made this calculation before the refi, It would be incorrect in the other direction.
That’s a fair criticism; I guess I was going for “if I sold my house today at FMV, how much cash would I walk away with after paying the mortgage off”, but I stated it poorly.
Yes - the definition of equity is the market value of the home minus any outstanding mortgage or loan on the property.