My wife (aka: phungal) rear-ended someone about 4-5 weeks ago. Both cars were stopped, until phungal started up and drove into the other car (which was sitting still). The max speed was 5-7 MPH, our car had no damage save for some skew to the front license plate holder. The other car (according to her) had a small crack in the bumper (a Saturn sedan).
The “other party” took down insurance info as did my wife. He agree to get an estimate and give us the chance to self-pay, thus avoiding insurance company and potential raising rates.
I called him 2 weeks after and he said he had take it to his mechanic who told him to take it to the dealer to get an estimate. He was very nice and re-iterated that he would give us a chance to pay for the repair and avoid insurance claims. I have not heard anything since.
We have not contacted our insurance company about this, and assume he has not either. There is no police report (the accident took place in Montgomery County, suburban Philadelphia).
Do we re-contact him with a specific “end date”?
Do we trust that anything he brings forth is still valid?
Do we contact our insurance company?
Do we do something else?
Any advice would be appreciated.