Using the word retard and retarded are mean. Being an asshole about it is mean.
I could choose to fill up my car in Oregon every single time I fill it. I don’t. It takes twice as long to get gas because there is usually one person running six pumps. I also don’t like having to either hand my debit card over to a perfect stranger (where I can’t watch them the whole time) or go inside and wait in line behind the which-lottery-game-do-I-want-to-lose-with-today guy.
Also, topping off is ridiculous. You really want to stand there carefully pumping more gas just so you can get that one extra cup that gives you magic numbers on the machine while you risk getting gas all over your shoes?
I almost never fill up. There’s no need to. $10 is generally sufficient for a week of driving, I buy gas once a week, not a problem.
On long trips it’s a different matter, but I don’t do those very often.
I might call you a taxi, but I won’t call you an idiot.
Sure, you’ve never been compromised. Maybe you never will. but it does happen. I’ve never been mugged, but I don’t ignore the risk.
Still, the problem with debit cards is if it IS compromised, the thieves can clean out your bank account. The funds may (or may not) be protected, but in the mean time, you are out real money. Skimmers can steal the info, and your account can be drained before you know it happened.
I guess it depends on your bank. Mine called me a while back when they noticed some suspicious charges, and after I verified that yes, I bought that and that, but no, I wasn’t in London the day before, they refunded me the money and I got a new debit card. I think I was out the money for just a couple of hours.
Debit cards offer the same protection as credit cards. However, at the pump I tell the machine I’m using a credit card, so it asks for my zip code as verification and not my PIN.
Fine, keep using your credit card. Just get off your fucking high horse about it. I’ll keep using my debit card, thank you very fucking much.
People are being mean in the Pit? gasp
Somebody guide lance to a fainting couch!
I had planned on going on to Portland but didn’t feel well enough and just headed home. I was supposed to go to the Holiday Inn by the airport, so I think if I’d managed to go in sometime other than rush hour, it probably wouldn’t have been too bad. Maybe. I grew up in WA so I know what it can be like. :eek:
Huh. I had never put those two together before, but I think you are on to something there!
Not really. Credit Card vs. Debit: Which is Safer Online? - NerdWallet There are important differences by default, although individual banks may have more protections.
I’m not the one who brought up being mean, dumbass.
Them titties ain’t retarded.
In lance’s defense, Drunky used the word ‘mean’ first. lance’s original post didn’t use the word.
I think you need one yourself, idiot.
Except for, yanno, already doing that.
Now, it’s entirely reasonable to think cochrane an idiot. But consistency, man. Consistency.
My favorite gas station used to have cash stations. You’d feed in a ten or a twenty, and pump away. They did away with those, so I do have to walk in to the kiosk and hand over the bill or bills.
As pains-in-the-ass go, that’s a pretty minor one. (My gas station is never totally full; there’s never a line of cars waiting. So I’m not costing anyone else even a minute of time.)
It isn’t that hard to make a good estimate of how much you need for a near fill-up. From experience, I know how many miles I get from a full tank, and working back from that is simple mental algebra.
Or maybe get a card that isn’t from a shit bank that does such holds. I have never had a hold on my debit or my credit card for gas. Hell, I’ve never had a hold on my card for anything outside of the amount I actually purchased. Why do people put up with such shitty banking service?
Remember, many of us are from California. Snow? What’s snow?
I don’t mind driving on snow. I did learn how living in other states that have lots of snow. But I agree with you about what the others are doing out there. That’s scary as hell – although not as scary as driving on freezing rain. You won’t catch me out and about for any reason on that nasty shit.
We do have nice gas station attendants around here, though. I rarely have to wait long for a fill up. And I just make sure to always tell them not to top it or round off, accompanied with a meaningful look that conveys I won’t take it quietly if they overlook these instructions.
You don’t know what you’re talking about. I hate banks and would be the last to defend them, but this is just wrong. A “hold” in the sense of a pending transaction that immediately reduces your available credit occurs every single time you buy anything and the transaction is authorized, and remains that way until the transaction is posted some days later, or else until the transaction is cancelled. If neither happens, the hold expires at some indeterminate time in the future.
You will also get explicit pre-authorizations for set amounts when it’s necessary to guarantee that funds will be available for a future transaction of unknown amount. The most common example is when renting a car. Do you suppose the rental company reads your card just for the fun of it? What do you think happens between the rental agency and your CC issuer at that point?
Kayaker, by quoting me, are you actually trying to say I am the one who brought up the word “mean?” Did you really go back and get those quotes, but not even check the post I was responding to to find out what I was talking about? Please tell me you weren’t that dumb.
My cousin is aphasic.
YOUR USE OF “DUMB” IS INSENSITIVE AT BEST.:mad: