I know others addressed this above but since you were replying to me …
The manager I use has provisions for handling a forgotten master password. But given that I type it several times a day, essentially each time I sit down at my browser, that PW is not going to be forgotten.
As to crashes …
It happens that my main Win10 PC / tablet suddenly died about a month ago. Went from fine to a brick instantly. Damn. I hate it when that happens. But not nearly as much as I used to hate it 10-15 years ago.
I sent it in and got a factory refurb in return. A clean wiped none-of-my-stuff-on-it refurb. Booted it up and used my Microsoft cloud sign in, one of the two PWs I actually know. Because I also use that one multiple times every day as I unlock the PC.
About 30 minutes later the vast majority of my lifetime accumulation of documents, pix, and audio had appeared on the new device with exactly zero effort on my part. One of which was my encrypted password vault. The rest showed up over the next hour or so while I kept working.
Now I browsed to the website of my password manager, downloaded the Win10 app and browser extension, then once the installation finished, clicked the icon. Entered my username and the other password I have memorized through frequent use and viola! All my PWs were instantly available. Just as they had been all along on my backup Win10 mini-tablet and my Android phone. And could have been on my company-issue iPad if I so chose.
This is a solved problem.
Heck, because I use Office365, the majority of my custom settings for Word, Excel, & Outlook also self-downloaded. The only traditional and vexing thing I had to do was set up the local Outlook client to connect to all of my various personal, cloud, and corporate email and calendaring systems. All of the relevant connection details are also stored in the PW vault, so I just had to copy a few DNS addresses, ports, and PWs from the PW manager’s window to Outlook’s dialog box.
The 21st Century is really pretty grand sometimes.
As to why 300 PWs? Once it’s one-click easy to generate secure passwords even to Bob’s Plumbing TidBits and one-click easy to save them forever in the vault along with the username and login URL, it becomes easier to use different high-quality passwords everywhere rather than “Fido123$” everywhere except my bank(s).