Argent, I have a few more thoughts that you might find helpful. The suggestions to use a dissecting scope are good, and it is a inexpensive way to begin. Most have 20X and 40X magnification, and are excellent for looking at insects, insect parts, leaves, flowers, household stuff and a variety of specimens that should be fun and interesting for a long time.
However, know that these magnifications won’t let you look at any of the tiny world, which requires a scope with at least three objective lenses. These usually give magnifications of 40X, 100X and 400X. More expensive ones will have an oil immersion lens that will give 1000X.
Here is what looks like a very good choice. I found that long ago, but now Amazon says “not available.” It is a Celestron, a good company, so you may find it on their site or elsewhere.
I think you initially said you had trouble with binocular scopes, and IMHO, you really don’t need these. Monocular scopes have been used for many years, and my very good scope now is one, and I have no problem enjoying it. They will save you money over binocular ones too.
I can’t recall if your question about seeing blood cells was answered, but you would be surprised at the difference between the size of human, frog and other mammal cells. You would really need at least 100X to really see much.
You can save money by not getting a mechanical stage, but they are very helpful at higher magnifications. Without one, you just have to carefully move the slide around with your fingers. You can get pretty good at this, but at 400X you may do a lot of cussing. Most scopes are drilled so you can buy and add one at a later date.
An irus diaphragm is good, but you can save money without it and get by OK.
If you Google “microscopes,” you can spend a lot of hours looking through hundreds of them, and with any luck, be able to find one to your specs and close to what you are willing to pay. Good luck!
The suggestion about prepared slides is excellent, and a quick way to get into exploring. Many places sell these in sets, so you might want to look into that too.
if you have any more questions, post them here, or send me a message if you want and would be glad to help if I can.